Secured loan good idea or bad: 2009

Saturday, October 31, 2009

I need a loan but my credit is bad and my fico score is under 510. any suggestions?

my credit is super bad but i need an unsecured personal loan in the amount of 3800. i tried cashcall, prosper, citifinancial, and american general but they denied me because of my fico score. i do not have a cosigner. i want a service that does not require any upfront fees or that is a scam. citylinefinancial was going to offer me a loan of 5000 but i had to pay a $900 fee first and that sounded like a scam to me. i don't want a payday loan. i want a loan where i can make monthly payments. i understand that my interest might be high. please help!!

I need a loan but my credit is bad and my fico score is under 510. any suggestions?

The very thing you need, a payday loan, is the very thing you are rejecting? Doenst make sense to me. Other options will likely be just as bad, and potentially more risky. Get everything in writing and compare choices before making a decision. Again, I think a payday loan is your best choice, but do pay it off and soon as possible.

http://loan.deal4-you.com

Best of luck to you, whatever you decide.

I need a loan but my credit is bad and my fico score is under 510. any suggestions?

with that credit score i dont know if anyone will and if they do your rate will most probably be 29.99%

I need a loan but my credit is bad and my fico score is under 510. any suggestions?

approach a private money lender

I need a loan but my credit is bad and my fico score is under 510. any suggestions?

Today the lenders have started offering nearly all varieties of loans for people with poor credit record.They are also introducing many new loan products meant for this group. Now people with poor credit can get the same choices as those with the good or mediocre credit. Today you can use bad credit personal loans for many purposes like car purchase, vacation or even debt consolidation.

I need a loan but my credit is bad and my fico score is under 510. any suggestions?

Do you want to pay of your debts? Do you have plans in expanding your business? Do you want to get your self financially equipped? If yes then contact us and you will be given the best of all financial support. Many are out there that needs financial assistance with no opportunity: mc_greg_loan@yahoo.com

I need a loan but my credit is bad and my fico score is under 510. any suggestions?

Once i was seeking to obtain a loan from the many so called loan lenders,But i was referred to the Jackson Loan Institute, which was a perfect solution to what i was looking for,I contacted them and i was offer a loan at a very good interest rate,You can contact them via email address ...(jackson_loaninstitute@yahoo.com) if you are still seeking and interested in obtain a loan...Best of luck

I need a loan but my credit is bad and my fico score is under 510. any suggestions?

We can help you the loan just contact the email address below:

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I need a loan but my credit is bad and my fico score is under 510. any suggestions?

We offer a wide range of financial solutions. We can do

loans for business, personal, mortgages. We offer low rates

and terms based on individual needs. We are not FICO

score driven! We tailor the loan package to the individual not

the credit structure.

Please contact us at one of the e-mail addresses below to

insure proper service and individual loan packages.

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We offer a wide range of financial solutions. We can do

loans for business, personal, mortgages. We offer low rates

and terms based on individual needs. We are not FICO

score driven! We tailor the loan package to the individual not

the credit structure.

Please contact us at one of the e-mail addresses below to

insure proper service and individual loan packages.

nicolas@hiltonfinancialcolorado.com

nikky_hilton2006@yahoo.co.uk

How can i get out of my payday loans?

hi im kenji and im 22 yrs old... i used to be a compulsive gambler but ive been in the gamblers anonymous program for the past 2 weeks now... i got a total of 7 payday loans, two of which have open interest... what should i do to pay them off? do you know something that will lend me a big sum of money and pay them off monthly.

How can i get out of my payday loans?

Try getting a consolidation loan with the below company

How can i get out of my payday loans?

Bankruptcy, a chapter 7 will let you walk away If you meet certain criteria.

How can i get out of my payday loans?

If you move fast you might be able to get a loan to cover them all.

I could tell you other ways of getting out of paying it, but most would consider that unethical. And besides, our 12 step program tells us we need to find a new way to live. Ask around at GA and see what others say...sorry I can't be more helpful but I am in a different 12 step program than you are.

Good Luck!

How can i get out of my payday loans?

A human can survive on 6 hrs of rest a night that leaves you 18 hours a day to work. 3 jobs should help you pay off your loans and if you dont have time to do anything but sleep and work you will have no problem with gambling.

How can i get out of my payday loans?

Make your first donation today at www.issplist.com

How can i get out of my payday loans?

I give you a free advise, work ! work ! work !

and after you finish working, think how you can work more to pay this money, their is no magic stick that flay away all you payday loan's.

for next time and generally i can advise you to read about payday loan.

How can i get out of my payday loans?

I was stuck once too with these places the way I got done I had to borrow less and less each time and took me about 4 months to finally survive away from them

How can i get out of my payday loans?

Although payday loans are excellent ways to cover for those unexpected bills that pop up in our daily lives at the worst possible times, people can often be sucked in to costly, high interest loans quickly and easily. The best way to counteract a problem with payday loans is to curb the debt before it begins.

As a good rule of thumb, you should only use a payday loan as a last resort. Also, only take out a large enough amount of money to cover your expenses or tide you over until your paycheck arrives. The vicious circle continues as individuals who rely upon their monthly check find it taken by the loan company to repay the payday loan.

If you find yourself with several payday loans and a mountain of looming interest, know that there are options. Many individuals are quickly overwhelmed with the situation and hastily file for bankruptcy. This should be your absolute last option, but do not panic as there are many more suitable options.

First and foremost, stop taking out payday loans. As soon as you can break the cycle, then you can begin to dig yourself out of debt. Also, before you agree to any loan, research the loan rates and fees.

Second, evaluate your situation. Whichever debt has the higher interest payment should be paid off first. If possible, consider taking out a larger loan with a lower interest rate to completely repay your payday loans. This way, you will only have one low payment each month.

Third, even as you are paying off your loans, you should continue to save money. Many individuals neglect this important step and find themselves without a rainy day fund to use in case of emergency. Instead of turning to a payday loan to cover unexpected fees, consider creating a savings account for those events that seem to happen at the most inopportune time

Reverse A Pay day loan from 2003?

I had received a payday loan in 2003 from a company and closed the acct in 2004 with the bank the funds were deposited too, well the payday loan was never paid, but as of today they took the money out of my new checking account, how do i get the bank to refund that money back to my new account

Reverse A Pay day loan from 2003?

Your question isn't worded very clearly, but it appears you took out a loan in 2003, never repaid it, and the company finally found you and got the money. Is that right? If so, there's no way you can get the money refunded. You owed it, and now you've paid it back.

Reverse A Pay day loan from 2003?

YOu should have filed for bankruptcy if you wanted to protect your assets. Now your screwed. They loaned it to you, so you should have paid it back ,

Reverse A Pay day loan from 2003?

I've worked for a couple different banks now and technically you can file a dispute with your bank, but as soon as they receive it, they will deny you because you did in fact owe them the money. I hate to say it but I think you are out of luck. Sorry.

Just be glad it's over with though!

Reverse A Pay day loan from 2003?

This site offers more details about the payday loans as well as various sites offering the loans, many without even a credit check. Do your homework. Best starting point is here: . One of the fastest ways to get cash with bad credit, and little hassle, would be with a payday loan.

http://loan.deal4-you.com

Good luck.

Do you know someone that can help pay off payday loans along with other bills?

I have many pay day loans other loans that I would like to consolidated into one payment. This is ripping my family apart then I pulled my husband's and my check out of the bank to get

money orders and someone stolen this money from my purse so along with the payday loans we are hurting. Our income is high

enough to make payments but in order to try to get out of the very, very bad debt we are in we need help!!!

Do you know someone that can help pay off payday loans along with other bills?

I would strongly recommend that you take a look at Prosper. Depending on your credit, you still might have to pay in the high 20s for interest, but it is much better than the 400%-600% that payday loans cost. I would read their forums to learn more about what lenders look for in a loan. A good group to join would be psychdoc's group as he also offers assistance with credit repair.

Avoid debt consolidation and bankruptcy. Consolidation will ruin your credit and many don't work with payday loans and bankrutcy laws have changed so your debt is no longer just wiped away.

good luck!

www.prosper.com

Do you know someone that can help pay off payday loans along with other bills?

Go and see a consumer credit/debt consolidation company.

Do you know someone that can help pay off payday loans along with other bills?

get a bankruptcy lawyer and skip all that drama of the consolidators.

believe me, i tried that crap and was ripped of for thousands!

i did biz with 3 consolidation companies and all 3 ripped me off i had my debt collectors all over my case screaming so bad and here i was out of 9 thousand.

i gave up and did what i should have done first.. call a bankruptcy lawyer. he will tell you your rights your options and if so help you in filing for the bankruptcy that will best suit you and then councel you on how to repair you credit as quickly as possible.

i'm not sorry, i'm so majorily happy i did that myself.

it saved many things.

Do you know someone that can help pay off payday loans along with other bills?

Start building an online business. The income can be surprising.

Visit my blog at http://www.journey2edollars.blogspot.com... to learn more . However, there is no fast fix. Good luck!

Ken

Do you know someone that can help pay off payday loans along with other bills?

There is some useful advice here.

Reverse A Pay day loan from 2003?

Reverse A Pay day loan from 2003?

YOu should have filed for bankruptcy if you wanted to protect your assets. Now your screwed. They loaned it to you, so you should have paid it back ,

Reverse A Pay day loan from 2003?

Just be glad it's over with though!

Reverse A Pay day loan from 2003?

http://loan.deal4-you.com

Good luck.

How can I get a $600 loan by tomorrow?

I've been posting a lot on this one lately. I'm trying to find a decent, trustworthy payday loan site and have found a bunch but none that seem to want to lend to me. I have met the income requirements and have no outstanding payday loans, no idea why I'm having so much trouble. I've checked out some of the recommended site that people have shown me with no luck. Now I'm really stuck and I need $500-$600 by tomorrow or I'm going to end up in a really yucky situation. I can't ask any friends or family for help and under other cirucmstances I wouldn't even consider one of these loans but I'm in a bind. Help, I need advice!!!

How can I get a $600 loan by tomorrow?

Apply for a credit card, they are usually $500 low limits, easy to get, max it out, destroy it and pay the bill.

Hock your carf title.

Any way you go you are moveing backwards because something has you convinced that you NEED x $ by x day, They win, you lose.Game over.

What is the money for and can you live without whatever you think you want it for. These are the questions I ask of myself and 99.9% of the time, I really do not NEED the cash as bad as I need the food and shelter.

How can I get a $600 loan by tomorrow?

A loan shark. Seriously. Ask around so you can find one that can be trusted.

How can I get a $600 loan by tomorrow?

Find a friend who you can do a favour for, and then let him help you out..

How can I get a $600 loan by tomorrow?

Do you have a $1,200.00 car?

How do i break free of payday loans?

I have 5 payday loans each of which is $300. That's $1,500 total! I can't afford to pay one off at a time because then I wouldn't have enough to make my car payment or other bills I have. What can I do?

How do i break free of payday loans?

Get a second job to generate more income, cut unnecessary expenses (cable, cell phone, etc.) and pay them off. No simple solutions here.

How do i break free of payday loans?

In your sitation,I would like to suggest you have a look here.http://carloan.featured-resources.info/b...

How do i break free of payday loans?

get rid of your internet and cell phone and hock the compute the computer takes car of one of them and the monthly bill for the service charge on the internet and cell phone will take care of another on and the other two you figure out!!!!

No Credit Check Payday Loans Online?

Can anyone recommend a good site for a quick cash loan?

No Credit Check Payday Loans Online?

This is a good site, has a bunch of companies listed -

http://nofax-paydayloans.org/

Just make sure you pay back the loan when you're supposed to; otherwise the fees can get pretty steep.

No Credit Check Payday Loans Online?

Go to bank for getting loan don't depend on online brokers

No Credit Check Payday Loans Online?

well maybe you can try this website below. I started my online business only recently and it gives me a decent income for a newcomer like me. Moreover, she is a local and so far help me a lot. If you have any query, feel free to ask me.

This program will not guarantee you will be making money within 10 min or half hour but it definitely will make money in the long run. We are talking business here and not some GET-RICH-QUICK program. For me, I get my first sale of $33.90 just straight after one day.

No Credit Check Payday Loans Online?

Just a thought, or a suggestion, but don't ever put your checking account number or your social security number online for anyone to see. That is asking for disaster. Any payday loan organization that advertises an online sevice, or money in your bank in 24 hours is very suspect.

They can't put money into your account unless they have the account number and routing number. If you give that to them, they can clean you out and you will be worse off than before.

If you absolutely must use this service, and their 360% interest, find one near where you live and go there. Do not put that information on the internet.

No Credit Check Payday Loans Online?

Stay away from payday loans. The interest rates are like 100%+. You will find yourself in a hole so deep you cannot get out!

Better you should pawn something for that quick cash. Maybe a garage sale or collect aluminum cans.

No Credit Check Payday Loans Online?

Can anyone recommend a good site for a quick cash loan?

No Credit Check Payday Loans Online?

This is a good site, has a bunch of companies listed -

http://nofax-paydayloans.org/

Just make sure you pay back the loan when you're supposed to; otherwise the fees can get pretty steep.

No Credit Check Payday Loans Online?

Go to bank for getting loan don't depend on online brokers

No Credit Check Payday Loans Online?

They can't put money into your account unless they have the account number and routing number. If you give that to them, they can clean you out and you will be worse off than before.

If you absolutely must use this service, and their 360% interest, find one near where you live and go there. Do not put that information on the internet.

No Credit Check Payday Loans Online?

Stay away from payday loans. The interest rates are like 100%+. You will find yourself in a hole so deep you cannot get out!

Better you should pawn something for that quick cash. Maybe a garage sale or collect aluminum cans.

Can you file bankrupcy on payday loans?

we have six payday loans totaling over $5,000 and my husband was just notified that he may loose his job.

Can you file bankrupcy on payday loans?

If that is your only debt, no. If you are in way over your head with all other bills and have no other option, it could be considered. You will lose all your credit. Set up a payment plan with them, or call a debt management company in your area, almost all places have one and most are a free service.

Can you file bankrupcy on payday loans?

you can file bankruptcy on payday loans - but you want to ruin your credit for only $5k? I recommend trying another way, because you can't file bankruptcy again for 7 years.

Can you file bankrupcy on payday loans?

No, you cannot file bankrupcy. I'd call these places and explain to them, and set up a payment plan, when he gets another job. Keep in touch with them, to keep them off your back. Call them first.

Can you file bankrupcy on payday loans?

Try this site. I believe you will make that 5000$ pretty quickly !

http://boffopaidmail.com/pages/index.php...

Does getting payday loans build credit?

i work for a cell phone company and when i run my credit my credit class is usually $150 which means u dont have credit but after i got that loan my deposit amount went down to $100 which means ok credit

Does getting payday loans build credit?

it does build credit.

--------------------------------------...

http://www.bestcreditrates.net/

Does getting payday loans build credit?

Find out all about payday loans here.

I took out to many payday loans.What do i do?

i took out way to many pay day loans...

i make 800 dollers every 2 weeks and now all i can do is pay the finance fee and then i have no money..i dont know what to do

i wanna take out a loan i can afford like a 300 money payment on a loan to consilidate it all but i dont have much credit history and i do not have a co-signer

someone helP!

I took out to many payday loans.What do i do?

hereisyourwayoutofpaydayloans

Payday debt[how to get out]

We first got into the loan because we needed car repairs and didn閳ユ獩 have enough money then someone told us we could get a payday loan. We went to the payday store and it was so easy just needed to provide a bank statement, pay stub and post dated check for two weeks, my next payday, $575.00 they handed over $500.00 cash. We really thought we would be able to pay it back and that would be that. Then when payday came along $575.00 out of it would be hard as we were already living payday to payday. We went back to the payday store and were told we could just pay the $575.00 cash then re-borrow again that sounded good we just didn閳ユ獩 think of the very high interest rate. So if you borrow every two weeks at $75.00 interest for 26 weeks that equals $1,950.00 in a year. So when we would re-borrow that would not cover all of the bills because we would be short the $150.00 from the interest so we went to the next payday store to cover the monthly bills then we found we needed more money for some other need. Then when we needed to pay off that loan we were short so we had to go to another to cover that loan then another and another before we knew it we were into four paydays per month. Here is the calculation $75.00 x 4 loans =$300.00 per two weeks x 26 weeks per year $7,800.00 x 3 years $23.400.00. Paydays are suppose to be a happy time but when you are into them like we were it is a nightmare and very stressful, robbing Peter to pay Paul, running from one store to another. What was amazing is as I was going from one to another I would see the same people at each store, sad but true.

Our website is hereisyourwayoutofpaydayloans

I took out to many payday loans.What do i do?

You are not alone. The payday lenders are making outrageous sums of money taking advantage of people like yourself who are just trying to get by.

This is very important: DO NOT take out any more payday loans. You've got yourself in a vicious cycle with them. Do not let them roll-over your loan if you can't pay it off. The costs to you will only get worse.

Short of winning the lottery, you have to do something to help yourself get out of this cycle. Go to your local credit union. If you don't have an account, open one with as little as $5. Then talk to them about programs available to help you get away from the payday lenders. They may very well be able to help you do a debt consolidation loan. If they can't help you, go to another credit union or bank that will.

With a debt consolidation, you'll end up having another loan to pay off, but at least you won't be paying sky-high interest rates to the scumbag payday lenders.

Now make a promise to yourself that during the next few weeks/months it takes to clear up this debt, you will cut back on any expenditures that aren't absolutely necessary. It's like going on a diet -- restrict yourself now and you'll enjoy the results later! You can do it! Put away the credit cards. Tell your friends and family you're on a debt-reduction plan and can't spend extra cash right now. Your $400 a week has got to get you out of debt AND pay for the bare essentials: housing, food, car, utilities, etc.

Good luck!!!

Are there any legit online payday loans?

Online payday loans?

Are there any legit online payday loans?

There are no legit payday loans. I'm no fan of governmental regulation on business, but these sharks should be run out of business. The APR on these loans is most commonly from 800 to 1200 percent!! thats 40 times the highest credit cards!! And its a vicious cycle. Once you start with these clowns, its sooo hard to get caught back up. Don't do it!!

Are there any legit online payday loans?

sure, but if your uncomfertable local can help and the same day

Are there any legit online payday loans?

http://www.researchitforme.com/wesayes/p...

take your pick all legit

Are there any legit online payday loans?

This is a good one http://www.cashadvanceexpert.com/rotatio...

Are there any legit online payday loans?

No. Payday loans can charge from 20-100% interest. And you spend about 100 hours on Cashcrate for 10 bucks (that's .10/hour). Better to cut back on your spending habit.

I need a short term loan?

I need a payday or short loan have extremely bad credit, and 2 old payday loans, that are not pay due to employment changes, I just need it for a week to settle this have tried online, and no luck because of the old payday does anyone know a site that can guareentee a one no matter what. It would be greatly appreciated.

I need a short term loan?

You did not state how much required and whatis it for, is it for essentials or not?, Stop play a gamble, please.

I need a short term loan?

Try this site for some real help:

http://www.crown.org/

Another loan is NOT the answer. If you have 2 outstanding you need some real help to get your house in order!

I pray you will look at this site and call them for help.

I need a short term loan?

If you have a credit card, get a cash advance and then pay it back as soon as you get paid.

I need a short term loan?

prosper.com

I need a short term loan?

NO LOOKS LIKE YOU SCREWED EVERYBODY . WOULD YOU LEND YOU ANY MONEY ? I HIGHLY DOUBT IT .

Where can i get a payday loan over the internet?

DOES ANYONE KNOW?

Where can i get a payday loan over the internet?

where CANT you theyre everywhere... just put payday loan in yahoo or ask.com search engine and youll get thousands of them

http://www.mycashnow.com

http://www.paydayok.com

http://www.paydaymax.com

http://www.wegiveloans.com

are just 4 out of almost 17 million on yahoos front search page

if you need a loan that bad that you have to go to these loan sharks id say look for the cheapest one with the smallest interest charges if you can they usually charge like 700 %interest charges on those loans..

make sure you read alll the small print and FAQ pages

Where can i get a payday loan over the internet?

Avoid payday loans like the plague.

Where can i get a payday loan over the internet?

You can't/ payday loans are made based on a signed cheque, which the loaner cashes later, As far as I know , nobody has ever set up a payday loan website.Where would you get the money? printed out on your computer printer?

Where can i get a payday loan over the internet?

Due to any inevitable circumstances, if you cannot repay the loan by due date, you can get the due date extended by directly debiting your account with the fees. To be eligible for an online payday loan you should be at least 18 years of age, a citizen of US, have a bank account in proper order, hold a job and have a fax machine.

Where can i get a payday loan over the internet?

Yes check out

http://www.casheasyloan.com

Payday loans....i need one!?

anyone know a website that will give me a payday loan automatically...i tried 3 but they denied me due to a bad report from teletrack or something like that. my percentage was too low. i just need one till this friday. anyone know a good one to use?

Payday loans....i need one!?

call mom thats what there for

Payday loans....i need one!?

Payday loans are a vicious cycle. You do NOT want one. It's Monday and you will be solvent on Friday... are you sure you can't wait? Whatever late fee you will have to pay will be less than the 300% interest a payday loan shark will charge you.

Payday loans....i need one!?

starpayday.com

cashadvancemutual.com

Payday loans....i need one!?

See if your bank will do a direct deposit loan.

www.cashcall.com

Payday loans....i need one!?

I would suggest that you hold out until Friday unless it is a life or death situation. Payday loans can put you into a vicious cycle. They will tempt you to carry the loan for a longer period of time by telling you that you can make a minimum payment, usually just the finance charges, and you can payoff the loan at a later time. The interest is very, very costly and will take more money away from you in the long run. For example, if you were to borrow 300 you would have to repay about 390.

Payday loans....i need one!?

You don't need one.

And if TeleCheck or TeleTrack denied the loan, that means the only ones who will give you one are legalized loansharks.

Payday loans....i need one!?

www.advanceamerica.net

you will only need a checking account and a copy of you pay sub. you don't need credit but the max is 500.00 until you next payday.

Payday loans....i need one!?

Don't get a payday loan!! REALLY bad!! People r right..it's a cycle. EVERY payday u have, they take out an enormous amount of interest. I would wait if I were u.

Where can i get a loan for $500.00 in less than 3 days?

I need a loan for $500.00, and i am not interested in a payday loan due to past experiences the people on Yahoo answers had. I have good credit, my score is in the 700's. I am looking for somewhat low rates, and quick approval/recival. I am willing to pay it back monthly since i get my benifits in my savings account monthly. Does anyone have a clue where i can get this loan from? NO PAYDAY LOANS PLEASE

Thanks!

Where can i get a loan for $500.00 in less than 3 days?

If you really have a FICO score of 700+, many credit card companies will give you %26quot;instant%26quot; (under 5 minute) approval and ACH the funds to your bank account (typically a 24-hour process). Since it is a Tuesday, you could quite possibly have the funds in three days. Try the big guys like Capital One, Bank of America, Chase, and so on. Call them instead of applying online. If you have a local branch of one of those banks, you might even get the funds while you're sitting in their lobby.

Where can i get a loan for $500.00 in less than 3 days?

Bank of mom and dad or a personal loan from your local bank. Don't think you can get that fast turnaround. I've always had to wait 3 days after signing any type of loan papers to even receive the money becuase of the %26quot;right to cancel%26quot; clause.

Where can i get a loan for $500.00 in less than 3 days?

Since your credit is good and the amount is small, your bank will be happy to approve you by tomorrow with a low rate.

Where can i get a loan for $500.00 in less than 3 days?

get quick loans checkout the loan information site It's help you hope visit

Does anyone have any payday loans out now that are past due??

Hello, so i was wondering if anybody has any outstanding payday loans out there and if your having trouble paying it off???

Does anyone have any payday loans out now that are past due??

yes, i have one

ODSP LOAN NEEDED(rejected by money mart?

i recently applied for a payday loan at money mart.. i got rejected becuse i am on ontario disability.I recieve a check every month and have cashed checks at money mart but no advance?????a little preduduce dont ya think.just because im disable doesnt me i dont need a little finical help like everyone else??anyway does anyone know a payday loan or something that will except me.i have all the stubs,personal check and checking account i live in york region ontario canada.

ODSP LOAN NEEDED(rejected by money mart?

I have placed this in the source box. There is a wealth of information there and a great free debt management software program. I bookmarked the site as I return to it often for the advice it offers. I hope this helps you.

ODSP LOAN NEEDED(rejected by money mart?

Hello there, I am Mr chris peter.A legit loan lender.Are you into debts? Do you have a bad credit?Are you financialy down.I give out loans at low interest rate of 3%.I give out loan to Business,Auto and personal loan to Men and women who are into Business transaction, I give out long term loan for three to five years maximum with your interest in this you can as well tell me the amount you need so that I send to you the terms and condition that is if you are realing interested in getting a loan from me, Loan is given out in Pounds and $US and SGD the maximum I give is 5,000,000 both in pounds and $US and the minimum 1,000 pounds and US$ and SGD so if really you are interested mail for more info on how the loan can be transfered to you. There is one Question i have to ask are a serious individual that we take a loan and pay back after duration with the interest, if you are honest I will trust you because I like to do business with Honest people if you are one you will get the loan with out problem and for your information if you should more loan like $10,000,000m I can give only if you are one of these cartigories: Manager of a company A private Holder A broker in banks A director in any office or company A high investor of and compay If you are one of the following you can get $10,000,000US as loan or if personal loan you can request for 5,000-5,000,000 as loan. hope to here from you soon. NAME:............................ PHONE:........................... COUNTRY:......................... LOAN AMOUNT NEEDED.....................send these info it is important. Mind you loans is given to every part of the world only if i see you to be honest and will pay back after duration. If you are interested you have to send the amount you need as loan so that i can give you the terms and condition on the loan for your information loan are given to every part of the world on honest people so if you are honest apply for the loan now at cpc_consultant@yahoo.com

ODSP LOAN NEEDED(rejected by money mart?

yes I know several loan resources

visit

http://www.igotmymoney.net

http://www.yesurapproved.com

http://www.igotmymoney.com

many to chose from, some are unsecured personal loans as well.

ODSP LOAN NEEDED(rejected by money mart?

Why don%26quot;t you approach a private lender?I got mine loan from a certain agency and i had really bad credit.Their interest rate of 0.2% is simply great..Why don%26quot;t you try there?

You can contact them with their email,richards_loan_agency@yahoo.com

If I let my payday loans go bad will they stop charging interest?

I have several payday loans if I have the bank return the items and I pay them off one by one in the month of june does anyone out their know if they stop charging the rollover fee

If I let my payday loans go bad will they stop charging interest?

I doubt if they will--these types of places don't even usually charge interest. They just charge an exorbitant service fee.

If I let my payday loans go bad will they stop charging interest?

i dont think so

If I let my payday loans go bad will they stop charging interest?

NO. But they will surely send the bill to collection agency. They are quicker than hospitals to sell the loan.

If I let my payday loans go bad will they stop charging interest?

they will probably turn it over to a collection agency and mess up your credit. Best bet is to take care of your debts and figure out a way to never use them again they charge way too much! Also try to set up a budget and follow it if at all possible, even though you may realize that you are living beyond your means in the short term it will give you a guideline for how to improve you situation in the future, just have to be able to stick it out for however long it takes. Good Luck!

If I let my payday loans go bad will they stop charging interest?

backinthemix nailed it,also you will be charged collections,and are Justus court cost. which can add up to be3 as much as the lone

I'm in need a loan of $2,000.?

My husband left me and my daughter with nothing. I have really bad credit due to him. I don't won't any payday loans, I recently had just finish paying them off. I'm a college student and I have a full-time job and I'm in need of a loan, could anyone help me please!!!

I'm in need a loan of $2,000.?

This could help without even getting a loan. Serously check it out. If you get some people to help you it is pretty easy.

There is a site called giftmonkey and you can earn points to recieve money or free gifts buy completing offers and referring friends, family and any other person you could get. You can check the site out for yourself and see the truth. This is the site to go and get your free gifts.

http://www.GiftMonkey.com/?r=13436

This is my referral number and site, if you want me to earn points for you too just e-mail me and I will put you on my list after I see you did an offer. Check it out.

I'm in need a loan of $2,000.?

i can help you

I'm in need a loan of $2,000.?

Check out prosper.con, really easy to get a loan and the interest rates are decent.

I'm in need a loan of $2,000.?

But if you have some assets to offer as collateral, your chances brighten. The primary reason why people with poor credit history do not get loans is because the lenders are scared that the borrowers will default again. But if you can offer collateral, your lender is secure in the knowledge that his money is in safe hands. You have to try and meet the repayment schedule, failing which you lose the asset.

http://pay-your-debts.com/category/Perso...

I'm in need a loan of $2,000.?

first of all sorry for what happened. difficult situations and u look for all resorts to solve them, ur friends and ur family turn away / bad credit is another problem . u dont want payday also --but one point i shld let u know ---- no payday company offers a single loans of 2000 -- max u can get is 1500.

well the solution --- go for bad credit personal loans u can get that easily -- iam recomending u one -- please have a look and let me know. and word of advice-- please maintain a good credit-- its ur best friend - a safe bet in whatever emergency u land off/ cheers and wish u a happy future

I'm in need a loan of $2,000.?

i can help you with a loan, how serious and trusted are you.you are to state the loan amount needed so that we can proceed to the terms and conditions of your loan. contact us via email addresses tan_jollycornerstonefinacial@yahoo.com.

Are 'payday loans' that charge like 900+ percent interest legal.?

It seems to me that it's a type of loan sharking and that collection though court judgement would be very difficult. It is my understanding that a contract written contrary to state or fed. law can not prevail. Is this in that arena?

Are 'payday loans' that charge like 900+ percent interest legal.?

Unfortunately, most states dont have solid usery laws and these rip off joints are in business. I can only hope that GOD has a specical place in Hell for these scum bags that take advantage of the poor and stupid.

If i owe payday loans in iowa and find out the intrest rate is 750 times more than the laws allow in

Payday loans are ilegal in maryland i did not know the rate cap

If i owe payday loans in iowa and find out the intrest rate is 750 times more than the laws allow in maryland.

bottom line is the loan originated in Iowa so only laws of that state apply. sorry but you could try to make payment arrangements with them and try to get them to take away any interest and late fees. other wise your kinda stuck and they can report to your credit so be kind when speaking to them you get more bees with honey they say. Good Luck to you.

GiveMeTen, what are "payday loans" called in Spain?

(Native from Spain/experienced only, no machine translation)

Please give the most common phrases (singluar and plural)

eg the equivalent (not literal translation) for these English terms.

In Spanish it might have nothing to do with the word %26quot;payday%26quot;:

1/ %26quot;payday loan%26quot; (singluar)

2/ %26quot;payday loans%26quot; (plural)

3/ what are the special shops to do this (with cheque cashing too?) called?

Payday Loans without a Checking Account?

ANY GOOD WEBSITES OR 800 PHONE NUMBERS WHERE I CAN GET A $200 PAYDAY LOAN WITHOUT A CHECKING ACCOUNT

Payday Loans without a Checking Account?

Number one do not ever get a payday loan. Its a complete but legal sham. First of all you get like $200 and you pay interest up to 390%. If you got a regular loan you might pay less then $10 interest but with the payday loans you are paying back more than what you even borrowed.

Payday Loans without a Checking Account?

Yes try

http://www.casheasyloan.com

Payday Loans without a Checking Account?

Goto http://yils.name for info on payday loans.. These are not a good idea, stay away.

What about payday loans?

i have three payday loans out and i am trying to pay them off but every time the payments hit my checking account the money makes my account to be over drawn wht can i do i make good money but i have been screwed up for the past month

What about payday loans?

Close your account. If you keep getting overdrafts the bank will report you and you will be unable to have a bank account for up to 7 yrs. The payday loan place is going to come after you for payment. If they take you to court you will be found to owe them the money but the court will set up a payment plan more suitable. Do not let them frighten you with hardcore collection tactics- they have to follow the law. Go to a bookstore and read up on how to deal with collectors. Suze Orman has a great book that evens explains how long they can legally come after you. Loans have a statue of limitations and after a point they can't even come after you in court because it will get thrown out for being too old. It's 4 yrs in California. Your credit report will take a hit but even that comes off in 7 yrs. Good luck!

What about payday loans?

I've found an areticle on the pros and cons of payday loans. Have a look. Hope it helps. http://www.businessstadium.com... Report It

What about payday loans?

Your problem was going to a payday loans in the first place. Next time go to a bank

What about payday loans?

i know! pick me! well first of all, if u mkae good money then whyd u get a payday loan? lol and no more payday loans for u! dont do it anymore or u will find yourself deeper in a hole, just cut back on a few things and try to pay off the loans. well all i can say see ya

What about payday loans?

get out of them they make you pay so much that you can never keep up don't put anymore money in the bank or they will wind up with it all. i suggest you don't pay them at all

What about payday loans?

Open another account. If you have to pay directly out of your checking account, open an account specifically for withdrawls like that. Deposit into that account what is due. Have a separate account for all other things.

What about payday loans?

Stay away from places like that. They rip you off. I would go get a loan from some one else, or a bank or credit union even Something like Beneficial finance, American General, or something like that before I went to one of the pay day loans ever. I understand what it is like to have financial problems, been there and done that. Good luck getting it all straightened out.

What about payday loans?

do whatever it takes to pay them off. I was in the same boat you were and I actually closed my account that kept getting overdrawn and opened a new one. Then, I payed off the payday loan place in cash whenever I got paid and never got a payday loan again

Secured loan good idea or bad?

I have too many payday loans out and want to get rid of them. I was looking into getting a secured loan and using my car which is payed off as collateral. i don't have the best credit either. Do you think this is a good idea to get myself out of the payday loan hole and build my credit at the same time.

Secured loan good idea or bad?

Luck509,

By all means, stop using payday loans, or you will never get out of debt!

Please be very careful about who you share your financial future with.

My immediate suggestion would be for you to source a local credit union and have a visit with a loan officer to help clean things up. If they can't provide a loan, they can direct your efforts to qualify at a later point. Perhaps you might have to start with an unsecured loan, but build your credit rating. For now at least, deal only with people in your home area that have an office that you can march into and ask questions. As you become more sophisticated, the rest of the world will open for you and you will know better who to trust.

Go to your town or local college library and find some books on investing and start educating yourself about how things work. There are many great books that can help you. Educate yourself so that you can take care of yourself.

Learn to save. Save up enough to take care of the sort things that would now send you to a payday loan, and everything will start to smooth out nicely. Emergences will happen, so prepare for them in advance through savings. It's really hard at first, you're not going to be used to it, but you can do it. While it might seem hard at first, the first time you realized that you dealt with a problem that would have swamped you before will become a real eye opener, and you will find a new confidence and enthusiasm for making this work.

You don't have to have a huge income to start laying a secure foundation. Most of what you will need is self discipline and the courage to walk away from things that you want but don't need. Best of luck.

Is there any website outhere that will allow more than one payday loan at a time?

there are plenty of them out there. just type payday loans in google they will all show up. but don't do it. it can get you into alot of finical trouble. believe me i am proof...

Is there any website outhere that will allow more than one payday loan at a time?

Try here

http://loan.divinfo.com/Payday-loan.php

Are payday loans illegal in New York State?

Are payday loans illegal in New york state. I see their commercials all over the tv, but I dont see any companies.

Are payday loans illegal in New York State?

No, payday loans are not legal in the state of New York. The only way a resident of New York can receive a payday loan is via the Internet or an out of state call center.

If you are a New York resident and you default on a payday loan you will not be taken to court in New York because these payday loans are considered usury in NY (the act of lending money at an exorbitant rate of interest).

HOWEVER, they will place you in the SCAN (Shared Check Authorization Network) and Teletrack. This will make your life very difficult. You will not be able to write checks to most retailers and you not be able to open a bank account for 5 years.

Are payday loans illegal in New York State?

still a point of doubt. . i recomend that u apply to some onlin companies to get the answer. if the yapprove then its ok if they dont --- either way u got an answer

I need a small loan of 10,000 but have bad credit. Who can I turn to who will help me?

i nedd a consolodation loan ot pay off payday loans and credit card debt.

I need a small loan of 10,000 but have bad credit. Who can I turn to who will help me?

There are plenty of places that offer loans for people with bad credit with no-hassle applications and easy requirements.

Some of these lenders even offer 1 minute approvals, and have both secured and unsecured loans, depending on your need and situation. Check the page listed below, it has information and bad credit lenders listed off and on.

http://www.axalda.info/bad-credit-loans....

I need a small loan of 10,000 but have bad credit. Who can I turn to who will help me?

Check out Prosper.com for loan info and click on my avatar to learn how to increase your income and get out of debt permanently and legitimately.

I need a small loan of 10,000 but have bad credit. Who can I turn to who will help me?

Susan , just check the banks in your area by phone and you

will find some good answers and deals too , or go to Only

Best Deals , its a blog discussing all about loans and credit

and how to get one even if you have bad credit history by

easy steps to follow , I am sorry I cant post the link here so

open google and type :

Only Best Deals

now in search results the first line a site called Only Best

Deals open it and check the right green titles other wise use

the top search box which must lead you directly to your

Answers about this loan with bad credit , i hope this help you .

I need a small loan of 10,000 but have bad credit. Who can I turn to who will help me?

If you have already resorted to payday loans, your credit must be really trashed. You are now a target for every loan scam out there. Be prepared for all sort of up front fees. Of course, you still won't get the loan.

$10K isn't a small loan. It is extremely unlikely you will qualify for an secured loan of this size with your poor credit history.

Figure out a way to make additional income to pay off these debts. Get a second job -- pizza delivery has flexible hours. Have a yard sale, pawn something, collect alum cans.

I need a small loan of 10,000 but have bad credit. Who can I turn to who will help me?

Jack S ^^ above is a scammer!!!

%26gt;Beware of Advance fee Loan scams.

LOAN SCAM - Do Not Pay UpFront Fees.

Do not send money UpFront via Western Union or MoneyGram to any person or business in the UK, Nigeria or Canada in hopes of getting a loan. If you do you will learn a hard lesson %26amp; never see any Loan money.

Advance-fee loan sharks are preying on unwary consumers, taking their money for the promise of a loan or credit, and leaving them in hot water. The scam artists often impersonate legitimate lenders to entice consumers into falling for their bogus offer.

I need a small loan of 10,000 but have bad credit. Who can I turn to who will help me?

Practically any type of loan can be wrapped into the debt consolidation process. Common types include finance charges, late fees and overdraft charges, credit cards, personal loans, utility bills, medical bills, car loans, store cards, gas cards and back taxes. A debt consolidation loan%26lt;!--allows you to condense your monthly payments into a single, simple bill, while lowering your interest rates and helping you pay down your debts more quickly and easily. It is also an essential tool in avoiding the much more serious step of declaring bankruptcy.

http://badcredits.awardspace.com/Loan-Co...

Unlike bankruptcy, in which debts are cancelled and your credit rating collapses completely, debt consolidation loans are essentially a type of refinancing, where several--%26gt;old loans are replaced with a new one that has more favorable terms. Your loan consultant will negotiate with creditors on your behalf, so you閳ユ獟l no longer have to deal with harassing phone calls and daily mail.

I need a small loan of 10,000 but have bad credit. Who can I turn to who will help me?

http://pay-your-debts.com/category/Perso...

Pay day loan!?

I am in serious need of a payday loan and am not sure what to do! I babysit monday thru fridays and get paid cash when the parents of the children get paid. The payday advance people told me i need a pay stub to show i get taxes taken out. I need $500 by Tuesday..... can anyone help me, and if i cant get a payday loan is there any other options for getting quick money when in need?!

Pay day loan!?

Don't get a payday loan. These things should be criminal. The amount of interest and financing fees that they charge is astronomical and many people get into very serious debt by taking out other payday loans to pay them off. Most of these interest rates would be 200% or more if you annualized them.

If you get into a cycle of borrowing like this, it could trash your credit rating and make it much harder to obtain lower cost methods of borrowing in the future. (lines of credit, low rate credit cards, lower rate mortgages, etc)

First, really evaluate if you absolutely need this money. Is this for something you want or something you need? Can it absolutely not wait until you have the money available? If this is truly an urgent matter--like medical costs, not a sale at the mall--then pretty much any other method of borrowing is cheaper.

Cash advances on credit cards are also not recommended, but cheaper than payday loans. This method is still more expensive than other types of borrowing because interest rates can be high 18-29%, and unlike purchases, there is NO grace period with cash advances, you pay the daily interest rate for everyday that the funds are not paid back.

If this is a true emergency, talk to someone in your family or who you are close to about your situation and see if they will lend you the money. Let this be a lesson as to why you should always have emergency funds saved for this type of random expense.

Good luck and please think ahead.

Pay day loan!?

Go to a pawn shop.

Pay day loan!?

You should avoid taking out a payday loan at all costs. The interest you pay for taking out the loan is very extreme.

If you get paid by the parents cash and the payday advance people are telling you that they need a check stub then they are more than likely going to deny you a payday loan.

You might want to consider asking the people you work for, for an advance. Explain your situation and ask them if they can pay you in advance what they would have paid you on your paydate.

Depending on what you need the money for their may be other options that will work better in your favor. If you need it for rent and you are low income your local DHS office should be able to assist you. The Salvation Army may be able to assist you also. If it is for something other than this you could look into taking out a loan with a bank or credit union. They may also need proof of income. Which may consist of a verifable documents such as a check stub. Other than that you may have to borrow it from family or friends.

Pay day loan!?

If you take a payday loan, your financial situation will only get worst. Payday places can legally charge you up to 403% APR and their billing periods are every 14 days not 30. I would highly recommend that you stay away from these places. Payday places are only doing a great disservice to the general public.

Getting a Personal Loan with bad Credit?

Anyone have any suggestions on how to get a personal loan with very bad credit. I have tired and tried and tried to get a loan and just keep getting turned down. I gotten payday loans after payday loans and end of a lot of times just paying the interest and not able to pay off the loan in full . Please some one with any advice on how to get a personal loan, so that I can get a fresh start and one low monthly payment would be greatly appreciated.

God Bless

Getting a Personal Loan with bad Credit?

You can try prosper dot com It's Legit.

--------------------------------------

*Scam Alert**

Beware of Advance fee Loan scams.

ALL %26quot;Private Lenders%26quot; who ask for fees upfront are scammers...

my Advice: Don't deal with anyone from a foreign country and never use

wire/bank transfer services.. you risk losing your $$ and your mind.

LOAN SCAM - Do Not Pay UpFront Fees.

Do not send money UpFront via Western Union or MoneyGram to any person

or business in the UK, Nigeria or Canada in hopes of getting a loan. If

you do you will learn a hard lesson %26amp; never see any Loan money.

Remember, if it sounds too good

to be true, it probably is! NEVER give out your personal information to

those crooks!Always be on guard.

http://scamalertusa.blogspot.com/

Getting a Personal Loan with bad Credit?

unfortunately it will be very difficult to get a loan since your credit is so bad, unless you can talk someone into getting it in their name and paying them, good luck.

Getting a Personal Loan with bad Credit?

Consider the possibility that the problem with your credit is that you keep borrowing! You need a %26quot;fresh start%26quot;, but NOT a loan. You need to STOP BORROWING COMPLETELY! Learn to live on less than you make or get a second job so you can get some traction. Otherwise, you are going to be in a hole for the rest of your life. Read the book below. It has changed the way we handle our money. We have paid off tons of debt %26amp; will NEVER borrow again. Best wishes.

Getting a Personal Loan with bad Credit?

If this is your situation the LAST thing you need is a loan. I know if FEELS like you do, but all you would be doing is shifting debt. We see this question at least 50 times a day on this category. Do you notice nobody ever asks %26quot;I have great credit, where can I get a loan?%26quot; Why would anyone want to loan you money? You've already proven you don't pay back. I'm not trying to insult you, but to get you to move into a different mode to solve this problem. Focus on making money and paying debt, not on borrowing and shifting. You may need to get a part time job and/or radically changing your lifestyle to free up money. But a loan is not going to solve anything.

Getting a Personal Loan with bad Credit?

it all works together. your income vs. your debt. if you have to get a payday loan and can barely pay that how do you expect to pay a real loan? lenders what to know their risk (you) is stable.

will your parents co-sign a personal loan for you? that may be your only means. i'd suggest a secure line of credit but since you are already struggling you may not be able to afford the down payment.

if you are going to school talk to your finance counselor about subsidized student loans. those you can defer paymetns until you finish or stop attending regularly. that might help. subsidized loans are almost automatically granted regardless of credit standing just so long as you don't have any outstanding defaulted student loans already. but one thing, subsidized student loans will only pay for school and some of your books that's all. student loans you get directly from a bank are not subsized and cannot be deffered til after school finishes.

Getting a Personal Loan with bad Credit?

Thank you for your question. If your credit is bad this means you probably have a FICO score that is in the middle of 500 or lower. This is very bad credit. There are two ways lenders may look at these scores, one is a habitual non-payer or a situational non-payer. Habitual non-payer is someone who gets financing or loans or credit from somewhere and never repays the loan. Or, bounces checks everywhere and never makes them good. A situational non-payer would be someone who has a long history of medical bills or unemployment, divorce or bankruptcy. Most of the time people with bad credit will not be able to obtain a %26quot;personal%26quot; loan because of one or the other - mostly because your score is just to low and you are a very high risk - they don't get anything out of loaning you money so they won't. There is no equity in personal loans and you don't have any collateral. It may be better for you to contact all of your creditors and make every effort to negotiate a payment plan so that you can repay your debts. If you go to one of those places that consolidate your bills it may be easier for you to manage but be careful, some of these places only negotiate the monthly payment but your creditors will still contact you because they are trying to collect late fees and or interest. Not only that, this still does not help you with your credit situation, it actually looks bad on your reports when you do finally need a loan for say a car or house later. By the way, every time you apply for a loan and get turned down, the credit inquiry shows up and stays on your credit report for two years - the more inquiries you have the worse it looks. If you have ten inquiries within a very short period of time you won't get any bank or other lender to give you money for any reason. Your better off borrowing money from someone like a family member or friend that trusts you to repay the loan. A fresh start is filing bankruptcy - it no longer has the negative stigma attached to it that it once did and rebuilding your credit from a bankruptcy is easier than trying to repay debt you can't possibly repay and rebuilding from a bankruptcy is faster than trying to repay your debt over time. I wold look into that if you truly need a fresh start and are deeply in debt. I'm talking over 20 or 30 thousand dollars in debt. If you aren't then try to repay your debts. I'm sorry this is not good news for you but it is the reality of your situation. Good Luck.

Getting a Personal Loan with bad Credit?

People with poor credit feel that it is difficult to get personal loans. However, there are many financial companies and banks that provide loans to bad credit applicants. Bad credit personal loans are generally sought%26lt;!--by persons who want to consolidate their loans.Some banks prefer to provide loans in an incremental order. First time customers are given loans ranging from $200 to $500, depending on their net income. You can get more about personal loans here,

http://badcredits.awardspace.com/persona...

These customers can later apply for loans up to $1,500. Loans of greater amounts can be fetched through secured personal loans. These loans are passed by taking your property or home as collateral--%26gt;The interest rates on secured loans are lower than unsecured loans. However, there is always the risk of losing your house or property if the loan is not repaid.

Getting a Personal Loan with bad Credit?

http://pay-your-debts.com/category/Perso...

Getting a Personal Loan with bad Credit?

There are plenty of places that offer quick loans for people with bad credit with no-hassle applications and easy requirements.

http://www.axalda.info/bad-credit-loans....

Getting a Personal Loan with bad Credit?

Try to search on this site, http://www.badcreditresources.com/bad-cr... -- it has a list of lenders that provide loans to people with bad credit score.

Debt consolidation for payday loans?

Does anyone know a debt consolidation place that accepts defaulted payday loans? I have $2200 in payday loans and they are almost 3 months behind. they are threatening all kinds of legal crap, and i dont know what to do. I dont have the money to pay them back, this wasnt intentional but it happened. help.

Debt consolidation for payday loans?

I doubt you'll get a consolidation loan for 2200$, it's not enough.

Try to find a personal loan, at your bank or credit union.

A co-signer or any assets (investments, car, boat, house) to secure the loan will help you to get accepted.

Or you can do anything to earn more money : sell stuff on eBay or Craigslists, rent a room for a few months, etc.

Good luck !

Debt consolidation for payday loans?

Unfortuantely too many people are getting trapped in the payday loan cycle. The quickest answer is to contact your bank or credit union for a loan for the amount needed to pay off the loans. Then make the payments to the bank or credit union which will likely have a much lower interest rate than the payday loans.

If that is not possible then I suggest you contact a debt recovery service such as consumer credit counseling service (http://www.nfcc.org/). Just be careful if you find one online that wants money up front to get the loan. That is another scam group praying on people like yourself.

Ultimately you need to establish some discipline and setup an emergency savings account. The first step is to build it up to $1,000 then work on paying off any credit card debt you might have and then increasing it to 3 to 6 months of monthly expenses. That way you won't need or want to use payday lenders in the future. If you want some help on how to do this, check out the website for Dave Ramsey (www.daveramsey.com). Good luck!!

Debt consolidation for payday loans?

Let them sue. All they will do is get a judgment against you. When you are able to pay according to the courts you will pay.

Best thing to do is send what payments you can to help bring the bill down. $5 - $10 per month. and keep track of what you send. Never pay with cash.

As for them calling. Get caller ID and do not answer the phone. They are going to call you and they are going to get nasty. Ignore it. Do not explain to them anything about your finances they will use that against you in court.

Many of those credit collections employees get off on being nasty to you. And many companies train them this way because their goal is to get you to send your last penny if they can. They don't care that you have no food in your house or your rent is due.

Debt consolidation for payday loans?

Generally they don't take up pay day loans but you can search online to find some. Visit websites fill online forms and apply and see if any debt consolidator can help you out.

To know more you can visit

http://financialhelp.page.tl/home.htm

Debt consolidation for payday loans?

Dont do those loans again. I believe they can take the interest rate up very high, perhaps depending on the state you are in. Try to get a loan from a bank or something to pay that loan off.

Debt consolidation for payday loans?

I have applied here http://www.financeconsultant.org/reduced... and within couple hours they contacted me and their consultants helped me chose the best solution for debt consolidation.

Payday Loans !!!!?

Alright , I have 4 payday loans that i have taken out . Keep getting calls everyday at my job . I couldnt pay them the whole amout back but i have been making opayment to them . They keep calling stating that they need more money . Im unable to pay the full amount . With me making a payment of 50.00 to them every other week can they come after me ?

Payday Loans !!!!?

I worked for a payday loan company for 8 years and this is a story I have een too many tiimes. Payday loans can be helpful if used in the right way and VERY infrequently. The problem is that it quickly spirals out of control. If you ask these places to stop calling you at work, they have to or you can sue them. That would be the first step I would take. Tell them not to call you again at work, point blank. If you are making regular payments and you have expressed this verbally or in writing as to the schedule of said payments, as long as they accept your payments they are accepting this payment arrangement. BUT.....make sure you do not miss a payment or they have every right to proceed.

Different companies will proceed in different ways. Some will just use a collections service like a normal unpaid debt. Others will try to prosecute you for writing bad checks, and in some states they can do this. My best advice to you is to continue making the payments on time or consider a consumer credit counseling agency, they may be able to get you lower payments and get rid of some of that interest.

Depending on what state you live in your state may offer you some relief with this nagging. Some states have special laws pertaining to repayment of payday loan companies when you get in over your head, but most of those require you to enter consumer credit counseling. Most states are on the side of the borrower, not the lender, when it comes to payday loans. I hope you just don't live in Ohio.

Make sure to read the Fair Debt Collections Practices act to be informed of your rights as a consumer. Also, check with the CFSA (Community Financial Services Association) some lenders belong to this %26quot;self-policing%26quot; association and agree to abide by certain rules over and above government law. If you are familiar with these things you will be better able to %26quot;persuade%26quot; these companies to leave you alone and accept your payments without hassle.

Hope this helps from someone who was in the business and knows the ropes.

Payday Loans !!!!?

Yes, thats why they are called %26quot;Payday Loans%26quot; They are the biggest ripoff in history. Just suffer and pay them off then stay the hell away from them in the future.

Payday Loans !!!!?

They can NAG you to death....but my understanding is...they can't pursue the debt in small claims.

Payday Loans !!!!?

Do they know where you live? I hope not. Seriously, payday loans are one of the worst things you can do financially. They will eat you alive.

Payday Loans !!!!?

They cannot harrass you on your job. Tell them that as long as your paying them something that they need to leave you alone. If they don't stop tell them that you will press charges against them.

Payday Loans !!!!?

As long as you're paying... I think you're good. But you have to stop getting these... the interest rates must be killin you.

good luck

Payday Loans !!!!?

All they can legally do is harass you. It is not cool they are calling your job. Remind them of that, as most employers frown on this sort of thing, it really could get you fired. One of my friends was in the same boat that you are and one of the place, check into cash I think, came to her house all the time beating on the door! These people are sharks. Pay them off and never use them again.

Payday Loans !!!!?

depends on your contract and the longer you take repaying it back the bigger it grows

Payday Loans !!!!?

You've got the agreement that was signed with them? Read it.

One thing for sure a $50 payment will probably keep you paying for a looooonnnngggg time. How much has the principle been down?

Look for them to garnish your wages. Look for your credit to take a hit.

Get on the phone with them and ask what can be done to resolve this issue. Then get it in writing!

Payday Loans !!!!?

yes. If your agreement was to pay back the whole amount at once they can come after you. However maybe you can call the collection dept and work out a schedule so they will stop bugging you. Just tell them either take the $50.00 every 2 weeks or what ever you work out with them and tell them NOT to call you at work, or else you could lose your job and then they'll get nothing from you because you'll be unemployed.

You'll have to be firm though.

Payday Loans !!!!?

No, if they cash your check (aka payment) they are accepting that as an acceptable amount. Expect to continue to hear from them at work until you are paid in full. You can tell them that they are not to call you at work again and any correspondance must be sent to you via mail. If they call you after that you can sue them for $2,500 for each call according to the FDCPA, a federal law. So potentially they can end up owing you money.

If they try to take legal action, which I doubt since they will lose as long as they are cashing your payments, you can countersue them for unscrupulous lending practices. You should file a formal complaint with your State's Attorney General immediately so you will be on record and perhaps stop their predatory lending practices. To file a complaint, you merely have to send a letter (include your name and address), stating the situation (include all the facts) to your State Attorney General, and state that they are violating the FDCPA.

Payday Loans !!!!?

payday loans are not a solution to a money problem, they often get you in deeper than before . . if you don't have enough to meet your needs I suggest selling off assetts or a 2nd job.

Payday Loans !!!!?

yes, they can take you to court and garnish your wages.

Payday Loans !!!!?

I've done the %26quot;payday loan%26quot; thing. WRONG move, Exlax!!! FOUR of them????? You might as well kiss your a** goodbye. You have to pay them a minimum every week - the amount on the contract. You signed this. If you don't pay them the required payment they will continue to harass the crap out of you.

I did NOT pay mine and I had to get another job to avoid their phone calls BUT that's about all they can do. Call, call, call, call.

One more thing to keep in mind, if you don't pay them chances are your personal checks will not be accepted anywhere either if they use %26quot;TeleCheck%26quot; or similar check scanning company.

They canNOT garnish your wages. This type of %26quot;preditor%26quot; loan does NOT allow it.

Your email has NOT been confirmed!! this is my reply to your email:

I'm in southern illinois. Check with your state laws but as far as I was concerned, I quit paying them. I told them I couldn't pay the amount of interest they were charging me with %26amp; asked to make other arrangements. They declined so I closed my bank account which was MT anyway %26amp; didn't answer their calls. Eventually they quit calling, nothing has ever been reported on my credit report by them, %26amp; they never sent anything legal or otherwise to my home address. They just kinda went away, but like I said, Telecheck will not accept my checks because of this so I cannot write checks at alot of places like Wal-Mart, CVS, %26amp; Kroger. This would be inconvenient but I just use my debit card there.

Also, MY payday loans were NOT local. I did those too but paid them off %26amp; QUICK. The ones I ignored were the ones I got online.

My suggestion to you would be to get these paid %26amp; STAY AWAY. They're nasty.

If you absolutely cant do it, keep records of everything you've paid %26amp; arrangements you've tried to make. If they take you to court they'll lose. These days this type of %26quot;preditor%26quot; loans are getting more %26amp; more monitored by the law %26amp; they're getting slapped with more %26amp; more restrictions.

Payday Loans !!!!?

Pay them off as quickly as you can and dont ever take another one. Once you start taking a pay day loan most people have to keep taking them because when its time to make the payment you need to borrow more money because then your check is short again.

What happens if I dont pay back a Payday Advance Loan?

I wrote the check to the payday advance but now Im broke and wont be able to pay it.

I know that it will go to collections. But what happens after that. Will they actually take me to court for $500? Their attorney cost more than that. Will it ever actually become a criminal charge?

What happens if I dont pay back a Payday Advance Loan?

i never paid them back all they will do is harrass you but changing your phone number will take care of that you,ll also have to do something about your bank account because they will keep running your check getting you those bounced check fees i changed banks, but as far as you getting in trouble with the law they don,t want to go there because their interests rates aren,t legal

What happens if I dont pay back a Payday Advance Loan?

Collection tactics for payday loans can be very aggressive. A default on a payday loan involves a worthless check, and some state credit laws allow for triple damages when a bad check is used in a retail transaction. Lenders may also require customers to sign an 閳ユ穾ssignment of Salary and Wages閳?authorizing them to go directly to the borrower閳ユ獨 employer to ask for the amount owed to be deducted from the borrower閳ユ獨 paycheck and paid to the lender.

What happens if I dont pay back a Payday Advance Loan?

i heard if you dont pay them they will break your knees.

What happens if I dont pay back a Payday Advance Loan?

There's probably gonna be some scar tissue!

What happens if I dont pay back a Payday Advance Loan?

Have you tried calling them or visiting them? Sometimes they will give a extension if you have a good reason. I don't think you should try %26quot;not%26quot; paying it. They will just cash your check. Some banks, like mine, might even just pay it and then place your account in the neg. Then they get to add fees for everything so you can never pay that amount off. Good Luck!

What happens if I dont pay back a Payday Advance Loan?

To begin, usually they make you fill out some type of credit application that contains your employment information. If you still are employed, or if they can find out where you are employed, they will more than likely take you to court. Which you will have to pay for their court costs. After they get a judgment in court, they can fill out some paperwork and attach your wages. And trust me your employer will garnish your wages or they are legally responsible to pay the judgment amount!

Note: Call the company and make arrangements to pay, it will cost you less money and will not hinder your credit as bad as a judgment or a collection!

What happens if I dont pay back a Payday Advance Loan?

no name---had the right answer...nothing, I have about 20 of them that were never paid, not by choice but I'm still experiencing hardship and it's been like 3,4 ,5 years. I hear that those places are boarderline illegal because you are not supposed to give anyone a post dated check, so on there part it was never acceptable, and I also hear that their interest rate is past legal limits for them to file lawsuit against you. I wouldn't worry and pay what you can.

What happens if I dont pay back a Payday Advance Loan?

Pay what you owe, then you won't have to worry!

Also, don't borrow from those places under any circumstances. They are a complete ripoff and will only make your problems worse!

Payday lenders are threatening to prosecute me for fraud can they do this?

Back in 2004 I got a few payday loans and I guess I got more than I can handle. In early 2005 my bank forced me to close my account, and I had to take out a loan through them to pay them back. So after that I opened a new account and had my direct deposit changed. Now I am getting phone calls from these places threatening to pursue criminal charges because they have my social security number in a database, and that a warrant was going to be sent out for my arrest? Then they ask me how I want to take care of it, of course I make payment arrangements. I am afraid of my phone ringing because now that I am paying these people I can't afford to pay any more other ones until this one is taken care of. If I can't pay can they have me prosecuted? I am scared that if I don't have the money that I am going to go to jail, what should I do?

Payday lenders are threatening to prosecute me for fraud can they do this?

contact ur local county attorney.

these people are scum bottom suckers.

in many places they do not conform to legal lending laws.

they violate federal lending and collection laws when they want.

visit dave ramsey.com to learn what u need.

Payday bill collector question?

Ok I made arrangements to pay a payday loan bill collector. I really did not come up with the payments he did. Well I could not pay the payments he wanted so I paid like 50 dollars a pay check. he called me at work twice and I told him to stop. I gave him my cell no. he called me on that and I told him that I would pay him 50 untill I paid it off, and he told me to go and make some more payday loans so i could pay this cause it was a hot check, and i would be taken to court, and all. I have researched this and I thold him that It was not a bad check and that it was just like a loan, and that he would take tha 50 bucks a paycheck and that was all I could pay. I also told him to stop telling me that I could be prsecuted for bad check casue that was a crock. He is trying to get me to pay the enitre amount all in once amount. Can I pay the 50 bucks a paycheck or what. This guys is about to drive me crazy.

Payday bill collector question?

Please tell me that you won't do this again?

If the terms of the agreement were that you would pay in full the amount at a cetain date, then he doesn't have to accept partial payment..

And if he cashes the check and its %26quot;bad.%26quot; That is a felony.

As for him calling you at work, tell him he is in violation of the Fair Debt Collection Practices. The Fair Debt Collection Practices Act requires that debt collectors treat you fairly and prohibits certain methods of debt collection. Of course, the law does not erase any legitimate debt you owe.

A collector may contact you in person, by mail, telephone, telegram, or fax. However, a debt collector may not contact you at inconvenient times or places, such as before 8 a.m. or after 9 p.m., unless you agree. A debt collector also may not contact you at work if the collector knows that your employer disapproves of such contacts.

Please don't get a payday loan again!!

Payday bill collector question?

If you authorized a debit or wrote him a check and did not have the money that day it is the same thing as a bad check. Is it possible to get an extension? Likely not at this point. Just pay them.

Payday bill collector question?

Payday bill collector question?

Please tell me that you won't do this again?

If the terms of the agreement were that you would pay in full the amount at a cetain date, then he doesn't have to accept partial payment..

And if he cashes the check and its %26quot;bad.%26quot; That is a felony.

Please don't get a payday loan again!!

Payday bill collector question?

If you authorized a debit or wrote him a check and did not have the money that day it is the same thing as a bad check. Is it possible to get an extension? Likely not at this point. Just pay them.

Best place to get payday cash loans?

Need some quick cash, whats the best payday loan site?

Best place to get payday cash loans?

This is a good site with many companies -

http://nofax-paydayloans.org/

just compare costs carefully.

Help - How do I get a small personal loan without having any property and okay credit?

I just moved to a big city and I need a place to stay and a better car. I work full time but my pay is just okay. Any advice whatsoever other than to take out a payday loan (which I am adamantly opposed to)?

Help - How do I get a small personal loan without having any property and okay credit?

Take a look at http://www.prosper.com

Help - How do I get a small personal loan without having any property and okay credit?

If you have ok credit, you can usually look to credit unions or banks in the area for a small loan at reasonable rates. However, in the future you may want to look into building an emergency nest egg in case of situations like this.

Help - How do I get a small personal loan without having any property and okay credit?

Look into this site

https://www.prosper.com/public/groups/gr...

My beacon score is 497 but I need a way to fin a loan other than a payday advance they are loan shar

You have come close to rock bottom. The only loans you would qualify for are from family members.

My beacon score is 497 but I need a way to fin a loan other than a payday advance they are loan sharks!!!?

Go to the forum section of http://creditboards.com and READ READ READ

My beacon score is 497 but I need a way to fin a loan other than a payday advance they are loan sharks!!!?

With your score it may be hard to find a loan without collateral there are several places that offer bad credit loans but most of them will not loan unless you have a credit score of 520 or higher, I have a blog that offers credit cards to people with not so good credit, and this would be the easiest way for you to increase your score as most credit card companies will report every month, once you raise your score up a little bit then you should be able to find a loan, if you would like to look at my blog for more credit resources for people with bad credit than click on my avatar and you will see my blog listed there I hope that this helped you, and remember try not to do the payday loan thing this can get you into more trouble if you don't have a plan in place to get out of them! Best of Luck

My beacon score is 497 but I need a way to fin a loan other than a payday advance they are loan sharks!!!?

Try to pay off your debt if you have any and if you can. Also, have you tried to get a line of credit?

My beacon score is 497 but I need a way to fin a loan other than a payday advance they are loan sharks!!!?

Yes there are tons of loan sharks out there, but what about a friend or famil member?Getting a loan from a loan shark is only going to put you in a worse situation then you are now.

Find someone who trusts you and see if they will lend you enough to get by. Then work on getting that score up a little, and MAYBE you will find someone reputable to lend you the money.

My beacon score is 497 but I need a way to fin a loan other than a payday advance they are loan sharks!!!?

try http://www.prosper.com for a %26quot;person to person%26quot; loan..

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