Saturday, October 31, 2009

Does anyone know of a company willing to do unsecured loans for credit w/ bankruptcy? no payday loan

I have really bad credit w/ a six yr old bankruptcy. i really need a loan so I can clean up my credit, among other things. I've tried various sites guaranteeing a loan approval for a fee--SCAMS. I need a legitimate source that deals with high risk loans and past bankruptcies. I do not want any payday loans. thanks



Does anyone know of a company willing to do unsecured loans for credit w/ bankruptcy? no payday loans.?

I agree with Steve M. When I filed for bankruptcy in 1990, I applied for a general loan in 1992 for $1,000. I wrote my credit union a letter and told them that I had just purchased a computer for cash over the weekend ($1,200) and I wanted to get a small loan not because I needed the money, but because I need an opportunity to reestablish my credit. They called me back and said %26quot;we'll do $500.00%26quot;. I quickly paid them back. Then in 1993 my mother moved to another state and I need a car to visit her. I asked my credit union for $18,000, they said no. I asked them could I have anything. They said $10,000. I took that. The rest is history. All of my loans were unsecured and no collateral.



Another example, my brother who had some bad credit experiences over the years recently wanted to purchase a motorcyle and was told to get a co-signer. He couldn't find one and was quite upset. I told him to calm down and go to his credit union. Within two days of their meeting, he was approved for more than he had originally asked for. Unsecured, no collateral.



And my daughter who didn't any credit at all and didn't have an account joined my credit union and within 10 minutes was approved for a new car loan. Unsecured, no collateral.



So doesn't that sound good to you. Find one and join if you are not already a member. If you are not a member, you can check with you job to see if they are a sponsored member of one. Otherwise, it has to be a family member that gets you in. Some require you to live with that family member.



Best wishes. There's hope, don't dispair, and never give up!



Does anyone know of a company willing to do unsecured loans for credit w/ bankruptcy? no payday loans.?

The best lenders are Credit Unions, it is owned by the members, unlike a bank which is a corporate endeavor. They often will help you when no one will, whether it is a signature loan or against a car title, start small, build your history up, and it should work out. Good Luck!



Does anyone know of a company willing to do unsecured loans for credit w/ bankruptcy? no payday loans.?

Ask at a citizens advice office.They have some experienced people



Does anyone know of a company willing to do unsecured loans for credit w/ bankruptcy? no payday loans.?

sign up to prosper.com. You can get an unsecured loan there. It's like eBay for loans. You can list how much money you need and what interest rate you are willing to pay and people may loan you the money. If you have horrible credit, you will likely have to pay a high interest rate to get people to take the risk on you, but it will still be cheaper than Payday Loan. The loans are for 3 years and if you pay on time it will have a positive impact on your credit report.



Does anyone know of a company willing to do unsecured loans for credit w/ bankruptcy? no payday loans.?

Bad Credit Loans



By: Matthew Bourne



This site has a load of good information as well as companies that you can investigate to see if they can help.



Good luck.. I've been there.



Does anyone know of a company willing to do unsecured loans for credit w/ bankruptcy? no payday loans.?

There may be something of use here.



Does anyone know of a company willing to do unsecured loans for credit w/ bankruptcy? no payday loans.?

Not sure if this will help, but this site had a couple of offers for folks with bad credit. Offers for credit accounts combined with a loan if I remember correctly. Might be worth checking out if you're still looking.



Here's the site:



http://www.badcreditchargecard.com



Good luck!

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