I want to fix my bad credit but dont have the cash to fix it anyone know anyone who will do a bad cr

Not interested in payday loans.

I want to fix my bad credit but dont have the cash to fix it anyone know anyone who will do a bad credit loan?

Bad credit is one of the worst problems to have... however there exists a solution.

I will hereby talk from my personal experience.

I did debt consolidation a couple of years ago, however If I had to do it again I would pay to some minor details,

if someone wants to get out of debt today it is pretty easy with a debt consolidation plan, however it may get a bit tricky at times, I suggest you get as much information as possible online on this first,

a good place to start in my humble opinion is astraight to the point ebook with question and answer I found :

http://umgarticles.atspace.com/debt-cons...

if it helps kindly remember me in your voting!.. cheers!

I want to fix my bad credit but dont have the cash to fix it anyone know anyone who will do a bad credit loan?

www.CashCall.com

I want to fix my bad credit but dont have the cash to fix it anyone know anyone who will do a bad credit loan?

Do you have income? With bad credit you are going to pay a higher interest rate but you can still get a loan as long as your debt to income ratio is fairly low. So, you don't have to have a lot of money, but you also can't have a lot of debt. Or if you have a cosigner, they can help. Try going to your local credit union. Many credit unions have loan officers that will give you suggestions on how to repair your credit, taking into account what you have to work with. For more information on credit reports and how they work, check out the blog on www.myspace.com/llcu. Feel free to e-mail me there if you have any other questions. :)

I want to fix my bad credit but dont have the cash to fix it anyone know anyone who will do a bad credit loan?

Stay away from payday loans they are going to drive you deeper into debt. You need a debt counsellor and debt consolidation. Look for someone in your area.

I want to fix my bad credit but dont have the cash to fix it anyone know anyone who will do a bad credit loan?

Have a look here.

I'm seeking an online payday lender in Mississippi. Anyone know of one?

Has anyone here applied for an online payday loan in the state of Mississippi? and if so, with whom?

I'm seeking an online payday lender in Mississippi. Anyone know of one?

mycashnow.com

paydayselect.com

itsmypayday.com

I'm seeking an online payday lender in Mississippi. Anyone know of one?

suggest you forget about any cash advance or payday loan place unless you like slavery.

these places can legally charge you upto 600 - 800% per year. they are not legally making loans so they don't play by bankers rules.

if you need money go to a second job - great place to go when broke.

visit daveramsey.com to learn what bankers credit slave cards and loan sharks pray you never ever learn or worse apply in your life.

I'm seeking an online payday lender in Mississippi. Anyone know of one?

Robert is right, those payday loans are a huge ripoff. Same goes for title loans. The interest they charge you is so ridiculous and really not worth it!

To answer your question, no I have never applied for a payday loan because I don't want to pay 15% in interest.

Has anyone tried those overnight payday loans?how do those work?

If you need money urgently, payday loans should be your last resort, only to be used if you have a dire emergency AND you can be sure to pay the money back on time. If you pay it late or get the loan extended you can get charged a lot of interest and fall into a debt trap, so be careful.

If you need money fast and you have no other way of getting it there is some advice and information on this website. Good luck!

Has anyone tried those overnight payday loans?how do those work?

Yeah it is a scam. They charge you way too much interest (worse than a credit card) so please don't try it. Besides the high interest rate, going through it could end up damaging your credit score.

Has anyone tried those overnight payday loans?how do those work?

Hello I have used a company called Advance America and you go right there and they give you up to 500.00 and you have to pay it back on your next pay day... Sometimes I get 500.00 and then when I pay it back i have to pay 555.00 (they get ya with interest) but its nice to use... Also after 24 hours of paying it back you can borrow it again .... I would reccommend it... i think there great.

Has anyone tried those overnight payday loans?how do those work?

I've used Advance America, too, and they are great, but the problem is getting caught in a vicious cycle of borrow-pay-borrow-pay. They will be a help if you're in a jam, but be careful not to get stuck!

Has anyone tried those overnight payday loans?how do those work?

Do not do it. These people are crooks. Trust me you do not need the money that bad. Look up usury (not sure on the spelling) in the dictionary. These people ( I would not call them human beings) charge such unreasonable rates it is unconscionable. What they are doing is taking advantage of people less fortunate than them

Has anyone tried those overnight payday loans?how do those work?

They work by ripping you off. The interest rates are beyond outrageous ( it works out to 1,700% annually.)

What they do is sucker you in with a catchy come-on about %26quot;needing money but can't wait.%26quot; They prey on low income workers by offering to loan a percentage of this weeks estimated pay check (75% of your take home.) Then they KEEP ALL of the weeks take home pay, a 33% interest rate for just a few days loan.

You don't get to see the rest of your pay check so you have nothing left over to get by on. The result is you end up having to either starve for a week or get another paycheck loan. The cycle has no end to it they get rich you stay poor.

It is basically legalized loan sharking. Although a loan shark would give you more time to pay him back.

You would be better off getting a consignment loan from a pawn shop. It is on better terms and the only thing you lose if you can't repay is whatever you pawn.

Has anyone tried those overnight payday loans?how do those work?

ALL THE ABOVE ANSWERS ARE CORRECT, EXEPT GIGGLES 22.

Any lender can help with a small business loan???

Help!ANY Private Lenders in USA! I'm a young female with a new small dance business, register under DEPARTMENT OF FLORDIA TALLAHASSE BUSSINESS as ON CUE DANCE. I start Sept.05,2007. I'm requesting a small business loan of ranging from $3500-$6000 with intrest rate of 18%-23. I have been on my primary carrer for 9 1/2 yrs and very dedicated to what I do. I had some trouble in the past with my credit which cause me to get caught up in payday loan advance which is now eating up my check and making other bills past due. This loan will able me to pay off all payday advances, (2) credit cards, buying supplies/equpiment for business, and lease payments until getting off my feet with the business. I have already been spending money to pay for a couple out of pocket expensives before my open day.

I had been fraud twice in getting a loan which put me more behind. My personal credit score drop over a 100 something points due to this problem. Please help looking for loan ASAP.. Thank U

Any lender can help with a small business loan???

If you do not have a bad credit getting business loans are easy. It is generally seen that bad credit acts as an obstacle in the smooth running of a business. Are you also facing the same problem? No need to worry, as bad credit business loan is here to solve all your problems%26lt;!--The perfect use of bad credit business loan comprises of the improvement of credentials so that you can avail any loan in the future. You can find more information on Business loans here,

http://badcredits.awardspace.com/busines...

You can first gather complete information regarding these types of loans. Move ahead in business with bad credit business loans. An effective way to get rid of your bad credit score and to speed up your--%26gt;business dealings is bad credit business loans. You can maintain your perfect credit score as long as you pay off your installments in time. This credit score improvement can enable you to avail any future loan with better terms and conditions.

Any lender can help with a small business loan???

you can try prosper.com

%26gt;Beware of Advance fee Loan scams.

LOAN SCAM - Do Not Pay UpFront Fees.

Do not send money UpFront via Western Union or MoneyGram to any person or business in the UK, Nigeria or Canada in hopes of getting a loan. If you do you will learn a hard lesson %26amp; never see any Loan money.

Where can I go for an Installment loan with bad Credit?

I need to get back on my feet financially, and I need to get an installment loan to do it. I have $4,500.00 in outstanding debt, plus four payday loans that I took out, (like a moron). If I could just get these things paid off, making payments on an installment loan wouldn't be a problem. But right now I live paycheck to paycheck, and I barely have enough to make my monthly bills, especially with those stupid payday loans hitting my account every week. I wish that I'd never taken them.

Where can I go for an Installment loan with bad Credit?

It's hard to say without knowing your credit history. However, there's a couple of lenders that come to mind: HFC/Beneficial and Citifinancial. They've been known to approve consumers with prior credit problems.

Before you try HFC and Citi, I recommend you try out Prosper.com. There's a good chance you may qualify for a higher loan amount with a lower rate.

Where can I go for an Installment loan with bad Credit?

The easiest way out of you dilemma is to file for bankruptcy. I hate to even recommend it, because it is the cheats way out. That is making other consumers pay for your mistakes. But, now that the Fed has changed the law, and it is much more difficult, I don't think it would be easy for you, unless you are really telling the truth.

The best way out is to go to a Consumer Counseling Service, which you can find in the telephone book. Look for the one that does not charge you/. Those that do are usually rip-offs.

A reputable one will work with you and the debt holders to work out a repayment plan that you can handle. One payment will take care of all debts, eventually.

Then you can go about getting a trial loan from a credit union. Because of your poor record, this will be tough, so you will need a co-signer. If you are on the up-and-up, your parents are likely to be the only ones who would trust you to repay without sticking it to them too.

Where can I go for an Installment loan with bad Credit?

www.prosper.com may help.

Where can I go for an Installment loan with bad Credit?

A debt consolidation would best suit you. I've found a trusted and reputable company in this field:

http://www.usefulresources.info/eloan-st...

Good luck!

Mike

Where can I go for an Installment loan with bad Credit?

You can borrow from Prosper.com, even a person with the worst credit can get a loan from them, join my lenders group Phoenix Financial and ill help list your loan and fund part myself!

http://prosper.com/public/groups/group_h...

Where can I go for an Installment loan with bad Credit?

There you go : http://simple-credit-cards-and-loans.com

Where can I go for an Installment loan with bad Credit?

Hello there, I am Mr chris peter.A legit loan lender.Are you into debts? Do you have a bad credit?Are you financialy down.I give out loans at low interest rate of 3%.I give out loan to Business,Auto and personal loan to Men and women who are into Business transaction, I give out long term loan for three to five years maximum with your interest in this you can as well tell me the amount you need so that I send to you the terms and condition that is if you are realing interested in getting a loan from me, Loan is given out in Pounds and $US and SGD the maximum I give is 5,000,000 both in pounds and $US and the minimum 1,000 pounds and US$ and SGD so if really you are interested mail for more info on how the loan can be transfered to you. There is one Question i have to ask are a serious individual that we take a loan and pay back after duration with the interest, if you are honest I will trust you because I like to do business with Honest people if you are one you will get the loan with out problem and for your information if you should more loan like $10,000,000m I can give only if you are one of these cartigories: Manager of a company A private Holder A broker in banks A director in any office or company A high investor of and compay If you are one of the following you can get $10,000,000US as loan or if personal loan you can request for 5,000-5,000,000 as loan. hope to here from you soon. NAME:............................ PHONE:........................... COUNTRY:......................... LOAN AMOUNT NEEDED.....................sen... these info it is important. Mind you loans is given to every part of the world only if i see you to be honest and will pay back after duration. If you are interested you have to send the amount you need as loan so that i can give you the terms and condition on the loan for your information loan are given to every part of the world on honest people so if you are honest apply for the loan now at cpc_consultant@yahoo.com

Where can I go for an Installment loan with bad Credit?

Bad credit is one of the worst problems to have... however there exists a solution.

I will hereby talk from my personal experience.

I did debt consolidation a couple of years ago, however If I had to do it again I would pay to some minor details,

if someone wants to get out of debt today it is pretty easy with a debt consolidation plan, however it may get a bit tricky at times, I suggest you get as much information as possible online on this first,

a good place to start in my humble opinion is astraight to the point ebook with question and answer I found :

http://umgarticles.atspace.com/debt-cons...

if it helps kindly remember me in your voting!.. cheers!

I want to get a loan from a loan company, I know they can check to see my credit history but can the

see if I have payday advance (such as Money Mart, etc...) Can the loaning company see on my credit report or any report that I have a payday advance for my next check?

I want to get a loan from a loan company, I know they can check to see my credit history but can they also?

yes they see that

I want to get a loan from a loan company, I know they can check to see my credit history but can they also?

better question...if you have that why would you be applying for yet more credit you cant pay?

I want to get a loan from a loan company, I know they can check to see my credit history but can they also?

yep they can see that and that looks terrible on a credit report

I want to get a loan from a loan company, I know they can check to see my credit history but can they also?

Payday loans don't report on your credit report unless you default on the loan and it gets sent to collections.

I want to get a loan from a loan company, I know they can check to see my credit history but can they also?

Yes they can see that. Depending on the company as long as that loan is in good standing it should not matter. Another company may see it as a good reason not to give you credit being that you are obviously spending beyond your means as it is.

I want to get a loan from a loan company, I know they can check to see my credit history but can they also?

If Money Mart did a credit check on you, then more than likely the loan company will see that you went to Money Mart. If they did not, more than likely they have your social sec. #, which may have gave that information to the credit bureau.

I want to get a loan from a loan company, I know they can check to see my credit history but can they also?

I dont think so. The payday loan place really goes off that you have a current job and you have an active checking or savings account...You can also view your credit report for free from all these differnt websites....What you see there is what they will see....

I want to get a loan from a loan company, I know they can check to see my credit history but can they also?

if that payday company makes regular reports to credit collecting agencies then the answer is yes

I took out to many payday loans.What do i do?

i took out way to many pay day loans...

i make 800 dollers every 2 weeks and now all i can do is pay the finance fee and then i have no money..i dont know what to do

i wanna take out a loan i can afford like a 300 money payment on a loan to consilidate it all but i dont have much credit history and i do not have a co-signer

someone helP!

I took out to many payday loans.What do i do?

hereisyourwayoutofpaydayloans

Payday debt[how to get out]

We first got into the loan because we needed car repairs and didn閳ユ獩 have enough money then someone told us we could get a payday loan. We went to the payday store and it was so easy just needed to provide a bank statement, pay stub and post dated check for two weeks, my next payday, $575.00 they handed over $500.00 cash. We really thought we would be able to pay it back and that would be that. Then when payday came along $575.00 out of it would be hard as we were already living payday to payday. We went back to the payday store and were told we could just pay the $575.00 cash then re-borrow again that sounded good we just didn閳ユ獩 think of the very high interest rate. So if you borrow every two weeks at $75.00 interest for 26 weeks that equals $1,950.00 in a year. So when we would re-borrow that would not cover all of the bills because we would be short the $150.00 from the interest so we went to the next payday store to cover the monthly bills then we found we needed more money for some other need. Then when we needed to pay off that loan we were short so we had to go to another to cover that loan then another and another before we knew it we were into four paydays per month. Here is the calculation $75.00 x 4 loans =$300.00 per two weeks x 26 weeks per year $7,800.00 x 3 years $23.400.00. Paydays are suppose to be a happy time but when you are into them like we were it is a nightmare and very stressful, robbing Peter to pay Paul, running from one store to another. What was amazing is as I was going from one to another I would see the same people at each store, sad but true.

Our website is hereisyourwayoutofpaydayloans

I took out to many payday loans.What do i do?

You are not alone. The payday lenders are making outrageous sums of money taking advantage of people like yourself who are just trying to get by.

This is very important: DO NOT take out any more payday loans. You've got yourself in a vicious cycle with them. Do not let them roll-over your loan if you can't pay it off. The costs to you will only get worse.

Short of winning the lottery, you have to do something to help yourself get out of this cycle. Go to your local credit union. If you don't have an account, open one with as little as $5. Then talk to them about programs available to help you get away from the payday lenders. They may very well be able to help you do a debt consolidation loan. If they can't help you, go to another credit union or bank that will.

With a debt consolidation, you'll end up having another loan to pay off, but at least you won't be paying sky-high interest rates to the scumbag payday lenders.

Now make a promise to yourself that during the next few weeks/months it takes to clear up this debt, you will cut back on any expenditures that aren't absolutely necessary. It's like going on a diet -- restrict yourself now and you'll enjoy the results later! You can do it! Put away the credit cards. Tell your friends and family you're on a debt-reduction plan and can't spend extra cash right now. Your $400 a week has got to get you out of debt AND pay for the bare essentials: housing, food, car, utilities, etc.

Good luck!!!

Pay Day Loan Question?

I have a friend that got herself into trouble with payday loans. She took out more than she can pay back. They are now saying that she will go to jail for check fraud. Is this true? I have never had a payday loan before. I dont currently have a job, so I have no clue how they work. She will be able to catch them up in the next month or so, but they are telling her that is too late. She is freaking out. She has 3 kids, so I am just wondering, if this is true. I thought you would go to court, be court ordered to pay it off is so many days and then if you dont, then you go to jail, but like I said, I have never got one or been in trouble with them before. So please give me any info that you have on the matter. Thanks

Pay Day Loan Question?

Most likely the PayDay Loan company is just trying to scare her because they are afraid your friend will default on her loans! Those companies make millions of dollars charging outrageous fees on small loans and by allowing people to take on more debt than their salaries can support.

Your friend should contact your state attorney general's office (top public lawyer) and report the threats. They will be able to crack down on the company! Also your friend should consider going to a community legal service for advice to see what her rights are here.

Pay Day Loan Question?

No she wont go to jail. They are trying to scare her so she will get another loan to cover that one. That is how they catch you.

Pay Day Loan Question?

Most attorneys will give you a free consultation. That's what she needs. Pay Day loans are legal crooks. Read about them here

http://www.1-800badcredit.com/payday-loa...

Pay Day Loan Question?

well chances are she wont go to jail. Theyre just trying to scare her. They would have to take her to court and get a judgement and unless it is a large amount they would be hard pressed to get her arrested. She should however pay them as soon as possible. tell her to try to talk to them and let them know exactly what she can pay and when. they will probably mess up her credit but that can be fixed when she pays them off. tell her to make sure she pays them and there are better ways on borrowing than using those places.

Pay Day Loan Question?

What I'm guessing here is that she wrote checks that ended up bouncing. Yup, that could end up with her in jail - though the company probably would rather have it all paid off.

Basically, you should not use these services - ever - for any reason - ever.

They are legal loan sharks and all around bad news. To keep people in line they use the legal system instead of broken bones, but either way - it hurts.

Pay Day Loan Question?

No she wont go to jail. Payday loan bad idea (interests) she need another loan for paid this. I found interesting information about your answer %26amp; options here. http://all-debt-consolidation-loan.blogs...

or a partime job here: http://all-student-loan-consolidation.bl...

Pay Day Loan Question?

I am a payday lender.

There is nothing wrong with payday loans and legitimate operators. It is the unscrupulous operators that give this, and any industry, a bad name.

You cannot go to jail for bad debts. That is why there are such things as bankruptcy laws. Please note, I am from Australia.

Regarding bounced cheques, that is a different story if you knowingly obtained a benefit from writing bad cheques. However, I cannot see anyone going to jail for such an offence if it is the first time.

Anyway, it is not in the lender's interest to bankrupt someone or try and get them put in jail. All they want is payment. A good option would be to negotiate a payment agreement or better terms and then stick to it. Contact is very important. Do not avoid them.

Pay Day Loan Question?

Nah, dont worry about jail time. But dont mess with these companies. Just be vigilant on your repayments. Always borrow only what you can pay.

http://www.paydayloansurvey.com/

What's a good source for a personal loan for people with bad credit?

Need to consolidate some personal loans to create a better monthly cash flow. Trying to avoid payday loans as they will only make the situation worse. Any suggestions greatly appreciated.

What's a good source for a personal loan for people with bad credit?

If you have the option, look for a co-signer. That way you won't get hosed on the interest. You might have better luck trying to save money on your phone, cable, or electric bill and then putting some of that saved money into paying off the loans early. Also look for a better insurance rate - I changed companies about 2 years ago and saved about $300 a year and got better coverage.

What's a good source for a personal loan for people with bad credit?

Go to the bank.. They will give lots of chice choose the better one according to your income

What's a good source for a personal loan for people with bad credit?

Have you tried Prosper? I just got a $3000 loan deposited into my account yesterday; I only signed up last week and my credit isn't so hot. You can request up to $25,000. Go take a look at the website below and see if it will work for you. LOTS of people use it for debt consolidation.

What's a good source for a personal loan for people with bad credit?

There are plenty of places that offer quick loans for people with bad credit with no-hassle applications and easy requirements.

Some of these lenders even offer 1 minute approvals, and have both secured and unsecured loans, depending on your need and situation. Check the page listed below, it has information and bad credit lenders listed off and on.

http://www.axalda.info/bad-credit-loans....

What's a good source for a personal loan for people with bad credit?

Check this sites:

http://www.badcreditresources.com

http://www.newhorizon.org

What's a good source for a personal loan for people with bad credit?

Need to consolidate some personal loans to create a better monthly cash flow. Trying to avoid payday loans as they will only make the situation worse. Any suggestions greatly appreciated.

What's a good source for a personal loan for people with bad credit?

If you have the option, look for a co-signer. That way you won't get hosed on the interest. You might have better luck trying to save money on your phone, cable, or electric bill and then putting some of that saved money into paying off the loans early. Also look for a better insurance rate - I changed companies about 2 years ago and saved about $300 a year and got better coverage.

What's a good source for a personal loan for people with bad credit?

Go to the bank.. They will give lots of chice choose the better one according to your income

What's a good source for a personal loan for people with bad credit?

Have you tried Prosper? I just got a $3000 loan deposited into my account yesterday; I only signed up last week and my credit isn't so hot. You can request up to $25,000. Go take a look at the website below and see if it will work for you. LOTS of people use it for debt consolidation.

What's a good source for a personal loan for people with bad credit?

There are plenty of places that offer quick loans for people with bad credit with no-hassle applications and easy requirements.

Some of these lenders even offer 1 minute approvals, and have both secured and unsecured loans, depending on your need and situation. Check the page listed below, it has information and bad credit lenders listed off and on.

http://www.axalda.info/bad-credit-loans....

What's a good source for a personal loan for people with bad credit?

Check this sites:

http://www.badcreditresources.com

http://www.newhorizon.org

Online payday loans, how to repay them?

I took out two loans online two years ago. I never repaid them and that bank account is closed. I can't remember the name of the companies either. That's bad I know

Anyway they are not on my credit report, but I want to repay them. What are some ways of finding these companies? Or should i wait from them to find me?

Online payday loans, how to repay them?

If you're in a negative database for a payday loan it's in Teletrack. You can contact them and they will inform you, if anyone has reported a charge off. You can call them at 877.309.5226.

http://www.teletrack.com/company/contact...

Just be careful. I know you want to do the right thing, but some of these payday lenders can be pretty unscrupulous. Once they think that they can get money out of you, they may want a lot more than you owed at the time of default.

Before you pay them, get it in writing that if you pay X that the account is settled and they will remove the charge-off from Teletrack's database.

Online payday loans, how to repay them?

Several states have deemed these loans uncollectibel by the entity givein the loans. Check your state statutes concerning payday loans.

Online payday loans, how to repay them?

People-to-People Lending. It's an old idea that's new again

.

People who need money request it, and other people bid for the privilege of lending it to them. Prosper makes sure everything is safe, fair and easy.

Until now, financial institutions have controlled who is able to obtain credit and the rates people pay, over time, this one-sided control has bred inefficiencies and excessive margins 閳?leading to higher rates for borrowers, and restricting people who have money to lend from entering and generating income from this vital and lucrative market.

Prosper gives people the opportunity to take back the marketplace for consumer credit, Prosper aims to make consumer lending more financially and socially rewarding for everyone by letting the borrowers set the maximum rate they are willing to pay a lender, which prevents the loan from being funded at a rate higher than the borrower wants to pay.

http://www.prosper.com/join/GlobalFundin...

Online payday loans, how to repay them?

If they are not on your credit report don't worry about it. Did you know the rates pay day loan stores charge? They are extortionist rates. Here is an information site about that:

http://www.1-800badcredit.com/payday-loa...

Is there anyone that would give me a loan?

I need a loan fast (not a payday loan) and I've had really bad luck with trying to get any loan or credit card. I'm a single mom and I've never really been able to get any credit, so whenever I've tried to get loans they say I don't have enough credit, and to add to it, the little bit that I did have, is now bad.

I guess I'm looking for possibly a private lender or some sort of all purpose loan to pay off debt, to get a home, to get a car, and just help me financially.

If there is any program that you know of that doesn't have some fee to sign up for some website, isn't for a payday, or refinance loan, please be the answer to my question.

I tried prosper.com too and it sounded great until they denied me to even sign up because of my credit score.

I am open to any ideas.

If you're a legitimate lender or even some guy off the street that wants to help any help would be wonderful. Thank you.

Is there anyone that would give me a loan?

I think you need to stop looking for loans and start examining how to improve your overall financial health and stabilize yourself financially, whether that means going back to school to increase your job skills or getting a second job or moving into a cheaper living situation, whatever. You can't borrow your way out of debt. At some point you will have to pay the piper.

Is there anyone that would give me a loan?

no!

Is there anyone that would give me a loan?

I am some guy just off the street, can you tell me why you have bad credit.

Is there anyone that would give me a loan?

Your best bet, and probably only bet, is a family member. Look at creditboards.com and work on repairing your credit. It will take a long time, but you can do it! Get a secured card (orchard bank) to build some positive credit.

Good luck!

Is there anyone that would give me a loan?

i am not a lender but i have a piece of advice that could be of help for you.

A loan now is only a temporary fix to a long term problem. You don't need a financial education and better management of your personal finances. Without fixing this, if you get more loan now, you are only going deeper into debt.

Cut your un-necessary spending. Don't buy things on credit.

Is there anyone that would give me a loan?

Whatever you decide to do. it's very hard to justify if a loan lender is genuine or not.

I hv been a scam victim before so the only advice I can give is based on my experience.

1.Always ask for their Company's profile and registration or license and check them out via the authorities that their business is based.

2,Alternatively, check them out from the Embassy or High Commission office in your country for their credibility.

3.After which, before making any transfers at all to them, make sure you are aware of the IMF rulings and the bank charges imposed by the bank where the transfer will be initiated from.

4.Make sure you have all these details before you commit anything to them. Especially transfering funds to them.

5.They will claim to be God fearing individual and the likes to gain your confidence but at the end of the day that is how they earn their living. Don't fall for their words as a sign of sincerity unless their claims match that of what you obtain frm the authority.

Always ask for a detailed documentation of all processes and never just take their word for it.

I don't want others to be scammed like me because I know how much my family and myself have suffered in their hands.

The best is to approach a bank or a registered financial instituition in your area for advice.

How to beat payday lenders?

I have too many payday loans; my outgo is exceeding my income. I plan to close the checking account used to secure the loans, then send certified letters with payment proposals. No checks were written; these were internet transactions. Is this a good plan?

How to beat payday lenders?

My mom got one of those on the internet before and they kept withdrawing money from her account way beyond the amount she borrowed. Some of these are major scammers. She closed the checking account when we moved to Nashville but they caught up to her and sent her collection notices and she finally started paying off the amount they claimed she owes and finally she paid it in full but the interest was so high! That's why she owed so much I guess. It's not really a good idea to get involved with these things because they're really not doing you a favor. They aren't in business for you. They'll make a huge profit off of you.

As for fixing the situation you're already in, you should contact each one and make payment arrangemetns. If they won't work with you then you should probably close the account and start sending them payments to get them paid off.

How to beat payday lenders?

The best way to beat them is to not use them.....

How to beat payday lenders?

i had that problem. i just pretty much called and worked a payment plan out. they are usually good with that most of the time. it just depends on the day i guess. but yeah just call and work out a payment plan with them.

What are some ways to get financial help besides payday loans?

Try your bank with a co-signer. It's the best way to get money with an affordable interest rate.

What are some ways to get financial help besides payday loans?

There is different ways to get finacial help. Anywhere from personal loans at a bank, to a loan on prosper.com.

What are some ways to get financial help besides payday loans?

There are some things you could try before getting into debt further by taking out a loan...

1) unless you desparatly behind on your house and/or car I would recomend calling and asking if you can defer a payment. Many will do this for a small fee (because they wind up making more on you in terms of interest)

2) many employers will offer employees an interest free pay check advance to assist employees who are in financial distress. These things are not made widely known so employees will not abuse these types of programs. My husband and I found out because our roof was leaking we were lamenting to coworkers and BOTH of our employers offered assistance!

3) Ask your church or a church in the near vacinity...they are usually very generous and if they cannot help, they usually follow through and find someone who can help.

4) only use a payday loan as a last resort...does your bank offer overdraft protecion (or bounce protection) usually you have 30 days to pay these kinds of loans back, they allow you to overdraw your account up to a certain amount and pay it back at will within a set amount of time.

What are some ways to get financial help besides payday loans?

turn the TV , Cable , Radio Ipod off. get 2 more jobs p/t . save ur money Payday'loans' are legal LoanSharking.

increase ur income more work or work smarter.visit daveramsey.com to hear from people who got out of places u are going.

What are some ways to get financial help besides payday loans?

Work!!!!!!!

http://www.whomakesmoney.com

What are some ways to get financial help besides payday loans?

One of the fastest ways to get cash with bad credit, and little hassle, would be with a payday loan. Yes they have terrible interest rates but they are taking a risk. This site offers more details about the payday loans as well as various sites offering the loans, many without even a credit check. Do your homework. Best starting point is here:

http://loan.deal4-you.com

Good luck.

Is the Spanish grammar correct for "payday"?

Speakers from Spain/experieced only, no Tex/mex spanish

1/ I thought it should be %26quot;dia de pago%26quot; ?

2/ Is the grammar generally good or is this a machine translation?

3/ IS there a 'payday loans' industry in Spain?

ie. write out a cheque/check (with cheque card) to the company for Euro100, get a loan of Euro85 (15% fee), payback in 28 days...

From this passage:

Otra cosa importante sobre pr鑼卻tamos del d閾哸 de paga es que son herramientas muy 鐓iles para los que tengan la capacidad de utilizarlos correctamente. Esto es principalmente porque est璋﹕ dando encima de d璐竘ares 鐓iles en cargas de inter鑼卻 para conseguir el dinero temprano. Los tipos de inter鑼卻 para estos pr鑼卻tamos pueden ser tanto como $30 por $100 prestados.

Is the Spanish grammar correct for %26quot;payday%26quot;?

1-Payday= Dia de Pago

2-Very poor translation, probably by machine

3-Yes there is a %26quot;payday loans%26quot; industry in Spain

Is the Spanish grammar correct for %26quot;payday%26quot;?

everything is a mess,very confusing,and yes ,seems that some

parts have been translated with some engine,in my perception,well and explain what are you are referring as a pay day industry,

Payday loans no credit check or employment verification and also only if you know that i can get mon

I wouldn't call it a full credit check, but they will check to see if you have outstanding loans you're not paying.

If at all possible, try not to use payday loans. Most of them charge a fee plus interest. Add them together and you're getting shafted more than you can image.

Yeah I realize you don't want to hear this, but keep this in mind. If it's a one-time thing, fine. But if you keep going back and going back, that will just dig you in deeper.

Good luck.

Payday loans no credit check or employment verification and also only if you know that i can get money?

Let me tell you something alright? Leading up to the time that we had to take out a cash loan, we didn't see anything but negative remarks from others online about the cash loan industry. We ended up almost losing our car because we waited. At the last minute, we borrowed $400 from http://www.cashloancity.com and I really believe it is the only thing %26quot;at the time%26quot; that saved us. I understand that there's a problem with some people abusing this industry and crying about it later, but what about the people that really need it and pay it back on time? We're even getting ready to have a positive mark on our credit because of it. Why are the people that never need this type of loan the same people that keep others from being able to get one?

Good payyday loan company?

Do anyone know any good payday loan companies, im unemployed on ssi. i prefer no faxing and online apps. i have no checking account only savings

Good payyday loan company?

None. They're all a ripoff and you're much better off getting a small loan from your bank. If you can't, try a credit union or a secured credit card.

If you must do payday loans, look here for a link to the %26quot;theoretically%26quot; only non-profit payday loan company.

http://www.jeremyduffy.com/non-profit-pa...

Good payyday loan company?

littleloanshoppe.com

* But I wouldn't do it. They are all scammers.

Good payyday loan company?

Nope. They're all loan sharks.

Good payyday loan company?

Can you get a payday loan if you are unemployed? I would stay away from them as they charge a huge amount of interest.

Good payyday loan company?

don't do it just save your money. debt will kill you. rise above it

Good payyday loan company?

There are NONE. If you have no checking account then there are really none at all.

Good payyday loan company?

paydayselect.com

Good payyday loan company?

None - they are all going to screw you. If there is ANY other way to get your loan, then try that first. Perhaps your bank?

Good payyday loan company?

Hi,

You can checkout the webguide http://paydayloan.friendlymarket.info for useful info on finding a payday advance company online. Good luck!

Good payyday loan company?

Depends where you live. They are all different. But I should say, don't go to multiple ones, they suck you in and it's hard to get out!!!

Good payyday loan company?

Unless you really enjoy misery and paying back several times the amount you borrowed, DONT.

Took out installment loan and now lost job. They're threatening to take me to court. What can I

I live in Illinois and I took out an installment loan. I was at a payday loan place, but come to find out I took out an installment loan. I lost my job and my payment was due Monday. I told them what happened but they wouldn't make arrangements with me. Today they called me threatening to take me to court. I know that I'm not protected by the payday loan laws. I read something about CILA. What can I do? They won't work with me. They want all or nothing. I was laid off and it's taking me a while to find a job. I am not trying to dodge them, I just can't pay it all back right now. Is my only option to let them take me to court?

Took out installment loan and now lost job. They're threatening to take me to court. What can I do?

%26quot;Is my only option to let them take me to court?%26quot;

Pretty much, yes.

If they won't take a payment plan, then they can sue you.

Suing, of course, doesn't make money magically appear. I could wallpaper my office with judgments that have never, and will never, be collected on.

Richard

Took out installment loan and now lost job. They're threatening to take me to court. What can I do?

I had this situation recently. they threatened me for over 30 minutes but nothing came of it. If you don't have money to pay then they can not do anything to you. If they take you to court go and explain you are having hardships to the judge. They can not garnish wages that you don't have!

Took out installment loan and now lost job. They're threatening to take me to court. What can I do?

Don't know if you can file for bankruptcy, but you could seek legal aid and find out. If you are as sincere as you sound, an attorney might call loan place and get them to work with you rather than get nothing.

Took out installment loan and now lost job. They're threatening to take me to court. What can I do?

If they want to get a judgment, they can. Your promise to pay was not conditioned on having a job. Still, they probably don't want to and they are giving you a hard time just in case you actually have some assets available. Something you could sell, for instance. Getting a judgment would not put them in any better position than they are now. Next time let them know that this is your final offer and if they reject it then they will just have to sue and then try to collect on the judgment.

Why is PayDay Loans advertising on CNN?

These commercials are upsetting. These loan sharks are hurting so many Americans, the ones who need most help. I really hope President Obama takes a long look at our credit, banking and loans and sees that these blood-suckers are responsible for a lot of woes suffered by Americans. Of course, blame always goes to the people, it is their fault, not the sharks'. Do you agree?

Why is PayDay Loans advertising on CNN?

Pay day loan outfits take advantage of folks who are desperate and make huge profits from them. Many states do not allow such companies to operate and the folks who need short-term money in those states seem to do all right. It is up to citizens to contact their state legislators to demand that the legislators outlaw these companies.There is such a movement here in Arizona. Many, including me, hate these %26quot;blood-suckers.%26quot;

Perhaps President Obama will encourage states to take a hard look at this industry.

Why is PayDay Loans advertising on CNN?

I agree with one thing you have stated, that we do have a problem, however, stating that President Obama will take care of it....... Longshot... the Obama part was the longshot, hopefully he won't be in office, anyway, Payday Loans advertising on TV is ridiculous, however it is legal, and it does stink that people have to resort to it due to the economy, what's even sadder is the interest on the loans...... Maybe another time we can debate the President Obama thing.

Why is PayDay Loans advertising on CNN?

...

it's sad that they prey on folks who are already in a financial bond; charge then outrageous interest and fee's but they can get away with it because they are not doing anything illegal

Do payday loans get to add on whatever intrest they want.?

I took out a $200.00 loan and then I lost my job. Now i am working and i want to pay it back but they are saying i owe them $1400. Can they do that???

Do payday loans get to add on whatever intrest they want.?

look on your paperwork, 1400.00 is excessive, and there

are laws that the payday loan companies think they can get around.

Ask them for their EIN #, Tax Id #, where they Bank, and

the physical address because your %26quot;lawyer%26quot; needs the

information. If they keep pursuing then actuall consult

with a Contract Law Lawyer, research whatever you

can on the internet on the payday company

You can also write to the State Attorney General of

their State since you only borrowed 200.00 at a certain percent and the interest on it should only be (attached a copy of your paperwork). And how do they figure 1400.00??? They don't like being audited or exposed

Do payday loans get to add on whatever intrest they want.?

Wow, that's a lot of interest added onto your loan. Depending on the company, you'll have to pull out your loan documents that you singed for. Yes some companies can build up the interest on your account until the loan is paid off. Some companies, like the one I used to work for will keep it at what you owe, plus NSF charges and what not.

Any body know of a loan company that will give a loan to someone with very bad and very low credit s

I need a loan but i have very bad credit and a very low score I do not want to go to a payday loan interest is to high

Any body know of a loan company that will give a loan to someone with very bad and very low credit score?

Any place you go the interest will be high and everytime you apply your credit score will go down. You are better off raising your score first, not what you wanted to hear but is the truth.

Can payday loans help your credit?

If I were to get a pay day loan and pay it on time will it help improve my credit?

Can payday loans help your credit?

HECK NO!

you be playing with Snakes and you will get the shaft.

Payday loans have interests up to 600% per year. even monthly up to 75%.

visit daveramsey.com to learn what bankers credit salve cards pray you never ever learn or worse APPLY in you life.

Can payday loans help your credit?

NO. They don't report to a credit bureau - you can only end up getting hurt if you don't pay it back and they send you to collections, that WILL get reported...

Can payday loans help your credit?

Stay away from those guys. They are nothing but bad news. Just pay your power and water bills on time and your credit will improve.

Can payday loans help your credit?

Just say no to Payday loans, Title loans and or signature loans. My advice to anyone is to rob, cheat or steal before they take out a payday loan. It's such a viscious cycle that one loan could put u in a finacial bind that will make u wanna rob cheat or steal to get out of. I don't condone bad behavior, I'm simply saying cut out the middle man.

Can payday loans help your credit?

If they report to the credit bureaus then yes your score will go up since they will show as another line of paid as agreed credit.

But, in the long run it will really hurt you because it will look to a lender like you could not budget your money and had to depend on pay day loans to make ends meet.

O.B.T.W. gas, power and phone companies do not report to the bureaus.

Can payday loans help your credit?

If you can't get a MUCH better loan somewhere else, bankruptcy would do more to improve your credit.

I got trapped with payday loans how do I get out legally?

Pay them off and don't use them again. Only other legal choice is to file for bankruptcy if there's no way that you can repay them.

I got trapped with payday loans how do I get out legally?

Pay out the money you owe and in future avoid getting involved with such loan schemes. I don't even have an idea what payday loans are, though they sound very suspicious and shady. I usually never get involved in things I don't understand......

I got trapped with payday loans how do I get out legally?

pay them

then never do it again

I got trapped with payday loans how do I get out legally?

%26quot;trapped%26quot; ?

how did that happen ?

I got trapped with payday loans how do I get out legally?

Pay them off, then never go back. If you don't pay them, the interest will leave you so trapped, you will be helpless, if you are asking how you can get out of not paying them legally, then, you're having a dream.

I got trapped with payday loans how do I get out legally?

If you are in a payday loan and cannot afford to pay it back because you are afraid of legal issues, the read the article on Not Paying Payday Loans.

I got trapped with payday loans how do I get out legally?

Pay them off and stay from them. Write and complain to your representatives and get these types of businesses out of business. There is no easy out.

I got trapped with payday loans how do I get out legally?

Just like there are companies that help you settle credit card debt, there are a few companies that will help you with payday loans. You will have to pay the loans back but with these companies, they work with the loan companies and make the payments more reasonable. Most of these companies have been started by individuals who used to work for payday loan companies. Just do a search and you will find these companies (I'm using one myself).

I got trapped with payday loans how do I get out legally?

Call them up and let them know your financial situation. They might be willing to make payment arrangements.

I live in Ohio. I have 8 payday loans. I am single and work two jobs. How do I get out of this vicio

Yes I am an idiot, I kbnow this! But I was desperate. I now have eight loans. I am making this necessary payments but want to get rid of these. I work two jobs. Does anyone have any advice?

I live in Ohio. I have 8 payday loans. I am single and work two jobs. How do I get out of this vicious cycle?

First step, no matter how bad you need the loan, do not take another pay day loan. Find a 3rd job if need be, but this is the first step to getting out of the cycle. Next see if you could find a friend or relative who will help you out with a loan that has better terms than 99%. Also I would look into opening an account at a credit union, and then asking them for a loan, they seem to be easier to get than typical banks. If all the above does not work, I would just start to pay back the loans asap to avoid paying all that interest. I know this advice seems obvious, but I hope it helps. There are also a lot of websites online that have loans for bad credit ( not sure if you have bad credit or not, just assuming)

I live in Ohio. I have 8 payday loans. I am single and work two jobs. How do I get out of this vicious cycle?

that's worse than a credit card. Maybe you should find one job that pays better.

I liked waiting tables and delivering pizza and made good money while in college.

Your only solution is to make more money to pay them off or borrow it from someone and make payments to them, interest free or less than what you are paying.

I live in Ohio. I have 8 payday loans. I am single and work two jobs. How do I get out of this vicious cycle?

Sit yourself down and give yourself a good talking to! Then get up, make a coffee/tea and get your sh** together. You need to set yourself up with a strict budget, just a few simple steps and you should be able to see the light at the end of the tunnel. Follow this.....[strictly] .......

1. Get ALL your bills together for the past 12 months. Add them up and divide by 52 [weeks]. This is what it is costing you to live. Put this money away each week to pay yor bills when they come in - now stop worrying about the regular bills.

2. Add you payslips for the 12 months [assuming continuity] and divide by 52 weeks. This is what you have to live on.

3. Subtract 1 from 2. This is what you have left each week.

4. Subtract your 8 loan repayments from '3'. This is what you REALLY have left to live on.

5. Put half of the remainder into a savings bank or a locked money box - somewhere you can't easily get at it.

6. Buy yourself something nice with what's left.

Now, after 3 months you can start planning for something good to reward your hard work. Or at least you know you will have something put aside for a %26quot;rainy day%26quot;.

Just remember, running out of cigarettes, drink etc is NOT a rainy day emergency.

I live in Ohio. I have 8 payday loans. I am single and work two jobs. How do I get out of this vicious cycle?

I am not sure about ohio but I know in Nevada they have something that you can go to your payday loan place and ask for some sort of payoff plan I forgot what it was called and it gives you 6 weeks(interest free) to pay off your payday loans. Also, in Nevada as long as you are paying your loan, even if it is not the full amount then they can not report you to credit agencys or anything because it shows your trying. You may have to look into the specific l was concerning payday loans in your state.

Or if you would like you could also try to get a loan on Prosper:

http://www.prosper.com/join/lloe

That is a peer to peer loan service that could save you some money. So you could pay off the other loans at what I'm sure would be a much better rate. It's worth a shot.

I live in Ohio. I have 8 payday loans. I am single and work two jobs. How do I get out of this vicious cycle?

Prosper.com may be able to help you on that.

I live in Ohio. I have 8 payday loans. I am single and work two jobs. How do I get out of this vicious cycle?

START BY ASKING THEM FOR THEIR STATE ID #

OR EMPLOYER IDENTIFICATION NUMBER.. IF

THEY DON'T HAVE ONE THEY ARE NOT A LEGITMATE

PAYDAY LOAN COMPANY.

I live in Ohio. I have 8 payday loans. I am single and work two jobs. How do I get out of this vicious cycle?

You've been in this cycle for a year now. You need to move. Seriously, find a state that doesn't have Payday. Oh wait, you've applied online too. Maybe you should get rid of the internet, and move to a state that doesn't have these Payday Loan places. You're an adult. If your employer pays you $1,500 a month, that's all you get. You don't get more. If you can't survive on what you make, find another job. Those places make money off of stupid, desparate people. You need to go to a Loans Anonymous group meeting. One loan is understandable for a really bad situation, it's a poor choice, but we could understand. You have done this at least 8 times, and it has been going on for over a year. You have written checks for money that isn't in your bank account, and you don't show up to work and you don't call in. I'm glad you are single or I'd feel bad for the person you were with. My advice: learn that nobody should loan you anything because you are the most untrustworthy person in the world.

Pay day loan!?

I am in serious need of a payday loan and am not sure what to do! I babysit monday thru fridays and get paid cash when the parents of the children get paid. The payday advance people told me i need a pay stub to show i get taxes taken out. I need $500 by Tuesday..... can anyone help me, and if i cant get a payday loan is there any other options for getting quick money when in need?!

Pay day loan!?

Don't get a payday loan. These things should be criminal. The amount of interest and financing fees that they charge is astronomical and many people get into very serious debt by taking out other payday loans to pay them off. Most of these interest rates would be 200% or more if you annualized them.

If you get into a cycle of borrowing like this, it could trash your credit rating and make it much harder to obtain lower cost methods of borrowing in the future. (lines of credit, low rate credit cards, lower rate mortgages, etc)

First, really evaluate if you absolutely need this money. Is this for something you want or something you need? Can it absolutely not wait until you have the money available? If this is truly an urgent matter--like medical costs, not a sale at the mall--then pretty much any other method of borrowing is cheaper.

Cash advances on credit cards are also not recommended, but cheaper than payday loans. This method is still more expensive than other types of borrowing because interest rates can be high 18-29%, and unlike purchases, there is NO grace period with cash advances, you pay the daily interest rate for everyday that the funds are not paid back.

If this is a true emergency, talk to someone in your family or who you are close to about your situation and see if they will lend you the money. Let this be a lesson as to why you should always have emergency funds saved for this type of random expense.

Good luck and please think ahead.

Pay day loan!?

Go to a pawn shop.

Pay day loan!?

You should avoid taking out a payday loan at all costs. The interest you pay for taking out the loan is very extreme.

If you get paid by the parents cash and the payday advance people are telling you that they need a check stub then they are more than likely going to deny you a payday loan.

You might want to consider asking the people you work for, for an advance. Explain your situation and ask them if they can pay you in advance what they would have paid you on your paydate.

Depending on what you need the money for their may be other options that will work better in your favor. If you need it for rent and you are low income your local DHS office should be able to assist you. The Salvation Army may be able to assist you also. If it is for something other than this you could look into taking out a loan with a bank or credit union. They may also need proof of income. Which may consist of a verifable documents such as a check stub. Other than that you may have to borrow it from family or friends.

Pay day loan!?

If you take a payday loan, your financial situation will only get worst. Payday places can legally charge you up to 403% APR and their billing periods are every 14 days not 30. I would highly recommend that you stay away from these places. Payday places are only doing a great disservice to the general public.

I need a Loan from somewhere....?

I am a 20 year old student who works full time and goes to school full time...I pay a car note, insurance cell phone and credit card billls, which are all maxed out...I need books my books for school and i have no money and classes have already started...I need some money quick, i have used payday loans and dont think I can do those again because i kinda still owe them, i have no family or friends that can help, what can i do...?

I need a Loan from somewhere....?

You could be broke because of all the fees you paid on payday loans. Please do yourself a favor and never apply for another one of these 390% APR loans.

If you bought a $10,000 car with one of these loans, and paid over 5 years, you would pay $185,000 in interest. Your car payment would be $3250 a month for 60 months.

If you still owe on payday loans, then that is killing your financial situation. You may need to look for better work opportunities that allow you to maintain your school schedule. Not an easy thing to do, I know!

You may wish to meet with a financial counselor. Here is a directory of agencies by state:

I need a Loan from somewhere....?

turn a trick for books

work a street corner

a few hours on your back will buy books

I need a Loan from somewhere....?

Sounds like its time to get chummy with some of your classmates. They can't be using those books 24/7!

I need a Loan from somewhere....?

Put an advertisement on the student bulletin board saying you're looking for such and such books. Maybe if someone answers, you can come to some sort of agreement of payment........Give them afew bucks now and some later.

I need a Loan from somewhere....?

Personal Loans Are Here To Finance Your Dreams

By: Amanda Thompson

Well, I hope this article helps you find what you are looking for. Good luck!

I need a Loan from somewhere....?

There may be something of use here.

I need a Loan from somewhere....?

Young lady, a loan is the last thing in the world that you need. You are in deep financial trouble and you need to get your bills paid off. It appears that you are headed for bankruptcy. Than would be a BIG mistake for you. My suggestion is to drop out of school; get a second job and pay off your bills. Then return to school to get your degree.

After you get out of debt, do not return to your spending habits.

I need a Loan from somewhere....?

You're definitely headed for trouble here. First of all, stop spending. Maxed out credit cards and past due payday loans are going to cause you HUGE problems a few years from now. How are you paying for school? Can you get grants? Scholarships?

try half.com for your books, or the library- but noone in their right mind would give you a loan right now.

Getting a Personal Loan with bad Credit?

Anyone have any suggestions on how to get a personal loan with very bad credit. I have tired and tried and tried to get a loan and just keep getting turned down. I gotten payday loans after payday loans and end of a lot of times just paying the interest and not able to pay off the loan in full . Please some one with any advice on how to get a personal loan, so that I can get a fresh start and one low monthly payment would be greatly appreciated.

God Bless

Getting a Personal Loan with bad Credit?

You can try prosper dot com It's Legit.

--------------------------------------

*Scam Alert**

Beware of Advance fee Loan scams.

ALL %26quot;Private Lenders%26quot; who ask for fees upfront are scammers...

my Advice: Don't deal with anyone from a foreign country and never use

wire/bank transfer services.. you risk losing your $$ and your mind.

LOAN SCAM - Do Not Pay UpFront Fees.

Do not send money UpFront via Western Union or MoneyGram to any person

or business in the UK, Nigeria or Canada in hopes of getting a loan. If

you do you will learn a hard lesson %26amp; never see any Loan money.

Remember, if it sounds too good

to be true, it probably is! NEVER give out your personal information to

those crooks!Always be on guard.

http://scamalertusa.blogspot.com/

Getting a Personal Loan with bad Credit?

unfortunately it will be very difficult to get a loan since your credit is so bad, unless you can talk someone into getting it in their name and paying them, good luck.

Getting a Personal Loan with bad Credit?

Consider the possibility that the problem with your credit is that you keep borrowing! You need a %26quot;fresh start%26quot;, but NOT a loan. You need to STOP BORROWING COMPLETELY! Learn to live on less than you make or get a second job so you can get some traction. Otherwise, you are going to be in a hole for the rest of your life. Read the book below. It has changed the way we handle our money. We have paid off tons of debt %26amp; will NEVER borrow again. Best wishes.

Getting a Personal Loan with bad Credit?

If this is your situation the LAST thing you need is a loan. I know if FEELS like you do, but all you would be doing is shifting debt. We see this question at least 50 times a day on this category. Do you notice nobody ever asks %26quot;I have great credit, where can I get a loan?%26quot; Why would anyone want to loan you money? You've already proven you don't pay back. I'm not trying to insult you, but to get you to move into a different mode to solve this problem. Focus on making money and paying debt, not on borrowing and shifting. You may need to get a part time job and/or radically changing your lifestyle to free up money. But a loan is not going to solve anything.

Getting a Personal Loan with bad Credit?

it all works together. your income vs. your debt. if you have to get a payday loan and can barely pay that how do you expect to pay a real loan? lenders what to know their risk (you) is stable.

will your parents co-sign a personal loan for you? that may be your only means. i'd suggest a secure line of credit but since you are already struggling you may not be able to afford the down payment.

if you are going to school talk to your finance counselor about subsidized student loans. those you can defer paymetns until you finish or stop attending regularly. that might help. subsidized loans are almost automatically granted regardless of credit standing just so long as you don't have any outstanding defaulted student loans already. but one thing, subsidized student loans will only pay for school and some of your books that's all. student loans you get directly from a bank are not subsized and cannot be deffered til after school finishes.

Getting a Personal Loan with bad Credit?

Thank you for your question. If your credit is bad this means you probably have a FICO score that is in the middle of 500 or lower. This is very bad credit. There are two ways lenders may look at these scores, one is a habitual non-payer or a situational non-payer. Habitual non-payer is someone who gets financing or loans or credit from somewhere and never repays the loan. Or, bounces checks everywhere and never makes them good. A situational non-payer would be someone who has a long history of medical bills or unemployment, divorce or bankruptcy. Most of the time people with bad credit will not be able to obtain a %26quot;personal%26quot; loan because of one or the other - mostly because your score is just to low and you are a very high risk - they don't get anything out of loaning you money so they won't. There is no equity in personal loans and you don't have any collateral. It may be better for you to contact all of your creditors and make every effort to negotiate a payment plan so that you can repay your debts. If you go to one of those places that consolidate your bills it may be easier for you to manage but be careful, some of these places only negotiate the monthly payment but your creditors will still contact you because they are trying to collect late fees and or interest. Not only that, this still does not help you with your credit situation, it actually looks bad on your reports when you do finally need a loan for say a car or house later. By the way, every time you apply for a loan and get turned down, the credit inquiry shows up and stays on your credit report for two years - the more inquiries you have the worse it looks. If you have ten inquiries within a very short period of time you won't get any bank or other lender to give you money for any reason. Your better off borrowing money from someone like a family member or friend that trusts you to repay the loan. A fresh start is filing bankruptcy - it no longer has the negative stigma attached to it that it once did and rebuilding your credit from a bankruptcy is easier than trying to repay debt you can't possibly repay and rebuilding from a bankruptcy is faster than trying to repay your debt over time. I wold look into that if you truly need a fresh start and are deeply in debt. I'm talking over 20 or 30 thousand dollars in debt. If you aren't then try to repay your debts. I'm sorry this is not good news for you but it is the reality of your situation. Good Luck.

Getting a Personal Loan with bad Credit?

People with poor credit feel that it is difficult to get personal loans. However, there are many financial companies and banks that provide loans to bad credit applicants. Bad credit personal loans are generally sought%26lt;!--by persons who want to consolidate their loans.Some banks prefer to provide loans in an incremental order. First time customers are given loans ranging from $200 to $500, depending on their net income. You can get more about personal loans here,

http://badcredits.awardspace.com/persona...

These customers can later apply for loans up to $1,500. Loans of greater amounts can be fetched through secured personal loans. These loans are passed by taking your property or home as collateral--%26gt;The interest rates on secured loans are lower than unsecured loans. However, there is always the risk of losing your house or property if the loan is not repaid.

Getting a Personal Loan with bad Credit?

Today the lenders have started offering nearly all varieties of loans for people with poor credit record.They are also introducing many new loan products meant for this group. Now people with poor credit can get the same choices as those with the good or mediocre credit. Today you can use bad credit personal loans for many purposes like car purchase, vacation or even debt consolidation.

But if you have some assets to offer as collateral, your chances brighten. The primary reason why people with poor credit history do not get loans is because the lenders are scared that the borrowers will default again. But if you can offer collateral, your lender is secure in the knowledge that his money is in safe hands. You have to try and meet the repayment schedule, failing which you lose the asset.

http://pay-your-debts.com/category/Perso...

Getting a Personal Loan with bad Credit?

There are plenty of places that offer quick loans for people with bad credit with no-hassle applications and easy requirements.

Some of these lenders even offer 1 minute approvals, and have both secured and unsecured loans, depending on your need and situation. Check the page listed below, it has information and bad credit lenders listed off and on.

http://www.axalda.info/bad-credit-loans....

Getting a Personal Loan with bad Credit?

Try to search on this site, http://www.badcreditresources.com/bad-cr... -- it has a list of lenders that provide loans to people with bad credit score.

Im looking for a payday advancde loan with little or no interest charged?

not sure about how much interest they charge, but a shop called the money shop offer payday advance loans

he's a link for there site to check on the location of your nearest shop

Im looking for a payday advancde loan with little or no interest charged?

you wont need a loan if you do this, you will benfit from saving all that intrest...worth the shot..

http://cgi.ebay.co.uk/ws/eBayISAPI.dll?V...

Im looking for a payday advancde loan with little or no interest charged?

There are no legitimate companies that offer this service. Sorry.

Im looking for a payday advancde loan with little or no interest charged?

As long as you have a good reason and don't ask too often employers are often helpful. Failing this try your parents or siblings.

Im looking for a payday advancde loan with little or no interest charged?

STOP BORROWING NOW before it is too late..

Next month, when you have no money because you had to pay back this months loan, you will be needing another loan ... but it will get more and more difficult to find and the interest rate will be higher and higher ... soon you will be paying so much Interest you have to borrow just to live ...

Eventually something will go wrong and you will default on payments - they will get CCJ's against you and your Credit Rating will collapse ... then you can get no more loans and soon you are in IVA or Bankrupt (and no job).

Whatever you need the money for now, wait untill pay day instead ... and when you get paid, use as much as possible to pay off your existing loans.

You have had your fun spending money you never had ... nows the time to stop spending and start paying it all back ... (unless it's too late already = in which case maybe it's time for IVA before you get made Bankrupt)

Im looking for a payday advancde loan with little or no interest charged?

hmm - family are the only people i know who do not lend to MAKE A LIVING THEMSELVES

Im looking for a payday advancde loan with little or no interest charged?

There is no such thing as they all will rip you off and get you in a trap as to where you have to keep taking out the loan again and again. Stay away from those they will sink you. Been there done that

Im looking for a payday advancde loan with little or no interest charged?

Sorry but they take big risks by lending to those that struggle from paycheck to paycheck so when they find one that can pay back they get every drop of blood you have. Payday advance loans are similar to pawn shops. They give a few dollars for all your hard work in the future. Stay away if you can.

Im looking for a payday advancde loan with little or no interest charged?

Applying for a payday loan is very fast. As long as you fulfill the elementary requirements, approval is assured. Credit check is absent, since the money is actually deposited into your checking account - and then withdrawn from the same. At the time of application for the payday loan, you hand over a check for the amount you have borrowed, along with the accrued interest. Afterwards, if all閳ユ獨 well, the money is deposited in your account within 24 hours. There is no need for credit rating checks or any collateral. The only thing they will consider is if you have any other unpaid payday loans that will nullify your current loan.

Im looking for a payday advancde loan with little or no interest charged?

Payday loans companies offer loans as liquid money i.e. they give you a check. These loans are approved very quickly. However the companies giving these loans in the form of the check can delay the process of giving loan to the customer. To minimize this delay, few payday loan companies offer loan in the form of cash. These companies are called cash advance payday loan companies.

Like the normal payday loan, cash advance payday loan is also given online. To get it, you have to ......

Payday loans help?

How do you get rid of pay loans if you can't get a loan anywhere else?

Payday loans help?

Get a second job, work more hours, get a better job, spend less, sell something you own, pawn something.

Payday loans help?

Try to pay them down slowly. Each time you do this the balances will decrease %26amp; son they will be paid off.

Payday loans help?

Pay day loans charge 300%+ interest. I am sure whatever you owe is not at a rate that high so NO - payday loans are NOT helpful - unless you want to go further into debt on one side to be less in debt on another...

You are going to have to learn to live within your means minus some money until they are paid off.

It is a hard lesson to learn but most people can work with whoever they owe money to to extend the terms a week or two...even your rent probably has a lower late fee than the payday loan charges...

Make paying off the payday loan your first priority and eat Bologna if you have to - just get it done (and never do it again!)

Explain to the people you will not be paying that you got into trouble with a payday loan to make your payments. Most know what trouble they are so will be sympathetic to your problem - even if they still want their money! Ask them to give you a little time to pay the 300% interest folks and then tell them you will make higher than required payments when the PD loan is over.

Payday loans help?

If you have a payday lone you are paying outrageous interest, almost like a loan shark.

I would suggest you beg borrow or steal (don閳ユ獩 really steal) and get rid of it as soon as you can. It閳ユ獨 costing you way way to much for what your getting. I know sometimes you feel stick and nowhere to turn and you need to get some cash fast, but these payday place's aren閳ユ獩 the way to go. Ask a friend or relative if they can help you out, you can pay them a nice interest rate and still be way below what you are paying the payday loan (loan shark) places. Also try some credit counseling services, sometimes that閳ユ獨 a good way to go.

Good luck, I know how you feel. Been there, done that.

Payday loans help?

get info about payday loans visit

http://www.freewebs.com/***********

Payday lenders are threatening to prosecute me for fraud can they do this?

Back in 2004 I got a few payday loans and I guess I got more than I can handle. In early 2005 my bank forced me to close my account, and I had to take out a loan through them to pay them back. So after that I opened a new account and had my direct deposit changed. Now I am getting phone calls from these places threatening to pursue criminal charges because they have my social security number in a database, and that a warrant was going to be sent out for my arrest? Then they ask me how I want to take care of it, of course I make payment arrangements. I am afraid of my phone ringing because now that I am paying these people I can't afford to pay any more other ones until this one is taken care of. If I can't pay can they have me prosecuted? I am scared that if I don't have the money that I am going to go to jail, what should I do?

Payday lenders are threatening to prosecute me for fraud can they do this?

contact ur local county attorney.

these people are scum bottom suckers.

in many places they do not conform to legal lending laws.

they violate federal lending and collection laws when they want.

visit dave ramsey.com to learn what u need.

Why do most people have such a negative view of payday lenders?

I am a payday lender.

I see so many people posting how bad payday loans and payday lenders are and how they rip people off, threaten or hassle people who do not pay.

Like in any industry, there is the good and the bad operators. I would like to see the bad ones removed more than most. I strongly believe there is a need for payday loans to assist those individuals who cannot get a loan elsewhere or those who need funds urgently until their next payday.

We have many clients and have never threatened anyone. Our contracts are extremely clear and simple to understand and contain many warnings. We also believe we are the cheapest in the market but still charge high rates.

We send the standard letters if clients do not pay and forward accounts to our collection agents if they do not respond. We do not continue to add fees and charges once it gets to collections which is within a few weeks of the final due date.

I don't think this is being unreasonable. What do you guys think?

Why do most people have such a negative view of payday lenders?

People who take out payday loans are, in general, irrespsonsible with money to begin with. Most people go to payday loans not out of emergency, but to cover or buy things after they've already spent their paycheck. Now when they can't make their paycheck last even until the next paycheck, when you add repaying a payday loan, they are now short even more and it snowballs into more and more payday loans. Makes a victim out of people who cannot properly manage money to begin with. Easy cash = easy trouble for consumers.

I'm not saying there is no good intentions ever. I'm going by looking at my customers and how they use them. They always get in trouble and payday loans ends up making their situation worse. Some are just in tears. One ended up with 9 payday loans. A loan - even a small one - isn't usually the best thing when people have financial problems. If they are having financial troubles, adding to that is not helping them.

Why do most people have such a negative view of payday lenders?

A lot of payday lenders are less professional and tolerant - some resort to violence, many charge a high rate of interest to cover bad payers rather than do proper credit management.

Why do most people have such a negative view of payday lenders?

You prey on the poor and the stupid. If there were no loan sharks these people would have to rely on themselves instead of the quick-fix ripoff.

Why do most people have such a negative view of payday lenders?

I think payday lenders are scum. They are legalized loan sharks. They charge fees and interest that often times are as high as 800% annually.

I was amazed at the number of payday lenders just outside of our military bases. Fortunately, Congress passed a new law that limits the interest rate on payday loans to the military to a mere ... 36%.

I've never had a payday loan. Never borrowed from a bookie, a loan shark or the mafia. They are all scumbags preying on the weak and financially illiterate.

Why do most people have such a negative view of payday lenders?

I think payday loans should be outlawed. You charge 350% interest to people who can't even afford the loan in the first first. Then when they cant afford to pay that part back then go to another payday loan to pay for the loan they just took. Its a huge ugly cycle which usually leads to bankruptcy.

Why do most people have such a negative view of payday lenders?

Because the %26quot;fees%26quot; amount to usury.. and you should call that industry for what it is.... LOAN SHARKING...

Why do most people have such a negative view of payday lenders?

i think it is bad on both sides -- you are having to deal with the dead beats of the world that will not take the time and effort to learn money management so you loan to the highest risk folk on the earth -- just a case of buyer/lender be aware of what they both are contracting for!!!

Why do most people have such a negative view of payday lenders?

I think you know your job is compromising your values and you are just looking for others to try to help you justify what you are doing.

Payday bill collector question?

Ok I made arrangements to pay a payday loan bill collector. I really did not come up with the payments he did. Well I could not pay the payments he wanted so I paid like 50 dollars a pay check. he called me at work twice and I told him to stop. I gave him my cell no. he called me on that and I told him that I would pay him 50 untill I paid it off, and he told me to go and make some more payday loans so i could pay this cause it was a hot check, and i would be taken to court, and all. I have researched this and I thold him that It was not a bad check and that it was just like a loan, and that he would take tha 50 bucks a paycheck and that was all I could pay. I also told him to stop telling me that I could be prsecuted for bad check casue that was a crock. He is trying to get me to pay the enitre amount all in once amount. Can I pay the 50 bucks a paycheck or what. This guys is about to drive me crazy.

Payday bill collector question?

Please tell me that you won't do this again?

If the terms of the agreement were that you would pay in full the amount at a cetain date, then he doesn't have to accept partial payment..

And if he cashes the check and its %26quot;bad.%26quot; That is a felony.

As for him calling you at work, tell him he is in violation of the Fair Debt Collection Practices. The Fair Debt Collection Practices Act requires that debt collectors treat you fairly and prohibits certain methods of debt collection. Of course, the law does not erase any legitimate debt you owe.

A collector may contact you in person, by mail, telephone, telegram, or fax. However, a debt collector may not contact you at inconvenient times or places, such as before 8 a.m. or after 9 p.m., unless you agree. A debt collector also may not contact you at work if the collector knows that your employer disapproves of such contacts.

Please don't get a payday loan again!!

Payday bill collector question?

If you authorized a debit or wrote him a check and did not have the money that day it is the same thing as a bad check. Is it possible to get an extension? Likely not at this point. Just pay them.

Need Help With Loan?

Hey I need to know how I can get a 1500$ loan. I cant do it through payday loans because their Interest rates are EXTREMELY high, and I havent been in the credit bureau long enough to get a personal loan, any ideas would be great. I already work 2 jobs, and am a US Marine on Medical Leave. Just trying to set things right again...

Need Help With Loan?

Yeah payday loans and all that cash call bs is a total rip off. they are opportunists, taking advantage of people. I am a loan officer (but for houses %26amp; refis, stuff like that). anyway, i'm not an expert on credit unions by any means, but I know if you have a regular bank account they should be able to do it. the loan amount is small, so the risk isn't much...wish i could give you more specific %26amp; useful advice...

btw thanks for being a marine!

my bf is serving in Iraq right now... marines are the best.

Need Help With Loan?

I'm posting this to warn you and others on yahoo! abt Loan scams.

Beware of Advance fee Loan scams.

LOAN SCAM - Do Not Pay UpFront Fees.

Do not send money UpFront via Western Union or MoneyGram to any person or business in the UK, Nigeria or Canada in hopes of getting a loan. If you do you will learn a hard lesson %26amp; never see any Loan money.

Remember, if it sounds too good

to be true, it probably is! NEVER give out your personal information to strangers online! Always be on guard.

Please be aware. You have been warned!

Need Help With Loan?

try prosper.com

Need Help With Loan?

There is a great place to go with this. I was in a very similar situation.

This is getting help from real people without the use of banks or credit card companies. Good Luck!

http://www.prosper.com/join/lzc5wh

Need Help With Loan?

Hello, i read your ad in yahoo answer pay day loan has realy hight up there Interest rate but i know of a Lender who can Lend you Loan expecially this Low amount needed, you can contact contactt them via e-mail mcoloanscoperation@gmail.com for an urgent precessing also they offer free processing charges

Are all of those payday cash loans sites scams.?

i have bad credit and need a small loan until next payday. i dont want to get scammed by somebody and pay back tripple the principal amount borrowed. Anyone have any sites to recomend?

Are all of those payday cash loans sites scams.?

It's not a scam, but it's incredibly stupid to get one from them.

I have no sites to recommend. If you need a small loan to last you until pay day, don't go off the internet or head to a pay day or title loan site or location in your city. Notice where they are located--in the poorest part of town.

Talk to your family. Sell what you can. You can do without internet and TV for a month or two. If you need a loan to make it through the next few weeks, you need to learn how to budget. Until then, cut down what you need.

Are all of those payday cash loans sites scams.?

hi, I use cashnetusa and its really good. u can get up to 250 and pay it back on your next pay day... Good luck

Are all of those payday cash loans sites scams.?

I won't call them scams, rip off, yes, but not really a scam, since you are agreeing to pay off the $50 you borrowed at 300% interest rate.

If you need a small loan, you are better off trying to borrow it from friends or family. If you can't get a loan from a bank, or friends, then you could pawn something. I would stay away from those payday loan places, because most are rip-off's. You borrow what you need, and when you pay it back, you have to pay then interest along with it, then you find yourself short again, so you have to borrow more money, and then the cycle continues all over again, until you realize you owe more than you make.

Are all of those payday cash loans sites scams.?

The site that I use is cashnetusa.com

It is not a scam and I would recommend it to all my family and friends.

Are all of those payday cash loans sites scams.?

OK - payday loans are not the ideal way to raise money but, if you are desperate for cash in a genuine emergency and you have no other way of raising the money, they can be a lifeline. And they don't do credit checks.

Just be sure to pay the loan back on time. That way you won't pay triple on your borrowings. And don't borrow again to pay back the first loan!

That said, check out this website. This has some useful advice and links to genuine companies, not scams.

I hope this helps. Good luck!