Wednesday, May 26, 2010

Is there anyone that would give me a loan?

I need a loan fast (not a payday loan) and I've had really bad luck with trying to get any loan or credit card. I'm a single mom and I've never really been able to get any credit, so whenever I've tried to get loans they say I don't have enough credit, and to add to it, the little bit that I did have, is now bad.



I guess I'm looking for possibly a private lender or some sort of all purpose loan to pay off debt, to get a home, to get a car, and just help me financially.



If there is any program that you know of that doesn't have some fee to sign up for some website, isn't for a payday, or refinance loan, please be the answer to my question.



I tried prosper.com too and it sounded great until they denied me to even sign up because of my credit score.



I am open to any ideas.



If you're a legitimate lender or even some guy off the street that wants to help any help would be wonderful. Thank you.



Is there anyone that would give me a loan?

I think you need to stop looking for loans and start examining how to improve your overall financial health and stabilize yourself financially, whether that means going back to school to increase your job skills or getting a second job or moving into a cheaper living situation, whatever. You can't borrow your way out of debt. At some point you will have to pay the piper.



Is there anyone that would give me a loan?

no!



Is there anyone that would give me a loan?

I am some guy just off the street, can you tell me why you have bad credit.



Is there anyone that would give me a loan?

Your best bet, and probably only bet, is a family member. Look at creditboards.com and work on repairing your credit. It will take a long time, but you can do it! Get a secured card (orchard bank) to build some positive credit.



Good luck!



Is there anyone that would give me a loan?

i am not a lender but i have a piece of advice that could be of help for you.



A loan now is only a temporary fix to a long term problem. You don't need a financial education and better management of your personal finances. Without fixing this, if you get more loan now, you are only going deeper into debt.



Cut your un-necessary spending. Don't buy things on credit.



Is there anyone that would give me a loan?

Whatever you decide to do. it's very hard to justify if a loan lender is genuine or not.



I hv been a scam victim before so the only advice I can give is based on my experience.



1.Always ask for their Company's profile and registration or license and check them out via the authorities that their business is based.



2,Alternatively, check them out from the Embassy or High Commission office in your country for their credibility.



3.After which, before making any transfers at all to them, make sure you are aware of the IMF rulings and the bank charges imposed by the bank where the transfer will be initiated from.



4.Make sure you have all these details before you commit anything to them. Especially transfering funds to them.



5.They will claim to be God fearing individual and the likes to gain your confidence but at the end of the day that is how they earn their living. Don't fall for their words as a sign of sincerity unless their claims match that of what you obtain frm the authority.



Always ask for a detailed documentation of all processes and never just take their word for it.



I don't want others to be scammed like me because I know how much my family and myself have suffered in their hands.



The best is to approach a bank or a registered financial instituition in your area for advice.

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