Online payday loans, how to repay them?

I took out two loans online two years ago. I never repaid them and that bank account is closed. I can't remember the name of the companies either. That's bad I know

Anyway they are not on my credit report, but I want to repay them. What are some ways of finding these companies? Or should i wait from them to find me?

Online payday loans, how to repay them?

If you're in a negative database for a payday loan it's in Teletrack. You can contact them and they will inform you, if anyone has reported a charge off. You can call them at 877.309.5226.

http://www.teletrack.com/company/contact...

Just be careful. I know you want to do the right thing, but some of these payday lenders can be pretty unscrupulous. Once they think that they can get money out of you, they may want a lot more than you owed at the time of default.

Before you pay them, get it in writing that if you pay X that the account is settled and they will remove the charge-off from Teletrack's database.

Online payday loans, how to repay them?

Several states have deemed these loans uncollectibel by the entity givein the loans. Check your state statutes concerning payday loans.

Online payday loans, how to repay them?

People-to-People Lending. It's an old idea that's new again

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People who need money request it, and other people bid for the privilege of lending it to them. Prosper makes sure everything is safe, fair and easy.

Until now, financial institutions have controlled who is able to obtain credit and the rates people pay, over time, this one-sided control has bred inefficiencies and excessive margins 閳?leading to higher rates for borrowers, and restricting people who have money to lend from entering and generating income from this vital and lucrative market.

Prosper gives people the opportunity to take back the marketplace for consumer credit, Prosper aims to make consumer lending more financially and socially rewarding for everyone by letting the borrowers set the maximum rate they are willing to pay a lender, which prevents the loan from being funded at a rate higher than the borrower wants to pay.

http://www.prosper.com/join/GlobalFundin...

Online payday loans, how to repay them?

If they are not on your credit report don't worry about it. Did you know the rates pay day loan stores charge? They are extortionist rates. Here is an information site about that:

http://www.1-800badcredit.com/payday-loa...